5423 Gemstone Park Rd, Richmond, TX 77407 Property Records

Fort Bend County property record for 5423 Gemstone Park Rd, Richmond, TX 77407

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,308 sqft · built 2015
Lot Size	0.152 acres (6,637 sqft)
Owner	Company Name on File
Tax Bill	$3,804 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R353274`

Property Details

APN / Parcel Number

Primary APN	`R353274`
Alternative APN	`3104-02-002-0070-907`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,308 sqft Living Area
1st Floor Area	1,519 sqft
2nd Floor Area	789 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,637 sqft (0.152 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R353274
Street Address	5423 GEMSTONE PARK RD
City	RICHMOND
State	TX
Zip	77407-4161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIELDSTONE SEC 2, BLOCK 2, LOT 7
Legal Subdivision	FIELDSTONE SEC 2
Legal Block	2
Legal Lot Number	7
Jurisdiction	FORT BEND TX
Township / Civil Division	SUGAR LAND
Census Block Group	3
Census Block	3018
Census Tract	672903

Owner

Source: Fort Bend County assessment roll, as of July 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5423 GEMSTONE PARK RD, RICHMOND, TX 77407-4161
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 6, 2016
Deed Sale	Jun 6, 2016
Prior Sale	Jul 28, 2015
Deed Document Number	2016058324
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	5423 GEMSTONE PARK RD, RICHMOND, TX 77407-4161
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000052868
Date	Apr 5, 2021
Instrument	2021052868

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Aug 1, 2046

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	5423 GEMSTONE PARK RD, RICHMOND, TX 77407-4161
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002379
Date	Jan 5, 2022
Instrument	2022002379

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	296 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Fort Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,804.00 (-49.82%) Homeowner's exemption	$370,446 (-0.53%) Land $46,410 Building $324,036	$370,446 (-0.53%) Land $46,410 Building $324,036
2024	$7,580.00 (+76.36%) Homeowner's exemption	$372,433 (-2.49%) Land $46,410 Building $326,023	$372,433 (-2.49%) Land $46,410 Building $326,023
2023	$4,298.00 (-5%) Homeowner's exemption	$381,951 Land $35,700 Building $346,251	$381,951 Land $35,700 Building $346,251
2018	$4,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 171 policies
Nearby Flood Policies	171 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 165 serves 4,314 people · EPA ID TX0790470
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile USA.

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