5423 Fairhaven Ave, Spring Hill, FL 34608 Property Records

Hernando County property record for 5423 Fairhaven Ave, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,318 sqft · built 2005
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Dec 2025)
Tax Bill	$3,110 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5200-1276-0180`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5200-1276-0180`
Alternative APNs	`00689115` `689115`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,318 sqft Living Area
Gross Area	1,884 sqft
1st Floor Area	1,318 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00689115
Street Address	5423 FAIRHAVEN AVE
City	SPRING HILL
State	FL
Zip	34608-2140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 20 BLK 1276 LOT 18
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 20
Legal Block	1276
Legal Lot Number	18
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2028
Census Tract	41003

Owner

5423 Fairhaven Ave is owned and occupied by two individuals who bought it in December 2025.

Source: Hernando County records, as of December 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5423 FAIRHAVEN AVE, SPRING HILL, FL 34608-2140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 27, 2020	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	Mar 27, 2020 · Amount on File
Deed Document Number	202584174
Deed Book / Page	4643 / 1186
Prior Transfer Date	Mar 21, 2013
Prior Transfer Doc	0029880635
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 5, 2025
Property Address	5423 FAIRHAVEN AVE, SPRING HILL, FL 34608-2140
Document Number	0046431186
Book / Page	4643 / 1186
Map Reference	MB 9 PG 65
Instrument Date	Dec 3, 2025
Instrument	2025084174
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	GULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10021 HUCKLEBERRY DR, SPRING HILL, FL 34608-7145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5423 FAIRHAVEN AVE, SPRING HILL, FL 34608-2140

Mortgage

Document Number	0046431188
Date	Dec 5, 2025
Instrument	4643/1188

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 27, 2020
Property Address	5423 FAIRHAVEN AVE, SPRING HILL, FL 34608-2140
Document Number	0038231019
Book / Page	3823 / 1019
Map Reference	MB 9 PG 65-80
Instrument Date	Mar 23, 2020
Instrument	2020020245
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHERN SECURITY TTL SVCS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,189.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5423 FAIRHAVEN AVE, SPRING HILL, FL 34608-2140

Mortgage

Document Number	38231021
Date	Mar 27, 2020
Instrument	3823/1021

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5423 Fairhaven Ave was $3,110 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,110.00 Homeowner's exemption	$208,855	$216,890 Land $38,500 Building $178,390
2023		$197,057 (+3%) Land $21,805 Building $175,252
2022	$2,391.00 Homeowner's exemption	$191,317 Land $19,800 Building $171,517	$208,272 Land $30,500 Building $177,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5423 Fairhaven Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5423 Fairhaven Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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