5423 E Miramonte Dr N, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 5423 E Miramonte Dr N, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,471 sqft · built 1999
Lot Size	0.195 acres (8,487 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Oct 2019)
Tax Bill	$1,875 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`211-05-031`

Property Details

APN / Parcel Number

Primary APN	`211-05-031`
Alternative APN	`211050316`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,471 sqft Living Area
Gross Area	2,676 sqft
1st Floor Area	2,471 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	8,487 sqft (0.195 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Patio Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5423 E MIRAMONTE DR N
City	CAVE CREEK
State	AZ
Zip	85331-8406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-35
Legal Description	RANCHO MANANA LOT 1-107 TR A-C MCR 314-04
Legal Range	4E
Legal Township	6N
Legal Section	29
Legal Subdivision	RANCHO MANANA LOT 1-107 TR A-C
Legal Lot Number	18
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2041
Census Tract	30402

Owner

5423 E Miramonte Dr N is owned and occupied by two individuals who acquired it in August 2022.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5423 E MIRAMONTE DR N, CAVE CREEK, AZ 85331-8406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 16, 2022	Intrafamily Transfer, Transfer
Oct 4, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2019 · Amount on File
Deed Sale	Oct 4, 2019 · Amount on File
Prior Sale	Dec 14, 2004 · Amount on File
Deed Document Number	2019790738
Last Transfer Date	Aug 3, 2022
Transfer Doc	0000646016
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5423 E MIRAMONTE DR N, CAVE CREEK, AZ 85331-8406
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5423 E MIRAMONTE DR N, CAVE CREEK, AZ 85331-8406

Mortgage

Document Number	0000585285
Date	May 26, 2021
Instrument	20210585285

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 16, 2022
Property Address	5423 E MIRAMONTE DR N, CAVE CREEK, AZ 85331-8406
Document Number	0000646016
Map Reference	MB 314 PG 4
Instrument Date	Aug 3, 2022
Instrument	20220646016
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5423 E MIRAMONTE DR N, CAVE CREEK, AZ 85331-8406

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 4, 2019
Property Address	5423 E MIRAMONTE DR N, CAVE CREEK, AZ 85331-8406
Document Number	0000790738
Map Reference	MB 314 PG 4
Instrument Date	Oct 1, 2019
Instrument	20190790738
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	STEWART TTL & TR OF PHOENIX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1448 MAIN ST, 1448, SAINT JOHNSBURY, VT 05819-1839

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5423 E MIRAMONTE DR N, CAVE CREEK, AZ 85331-8406

Mortgage

Document Number	0000790739
Date	Oct 4, 2019
Instrument	20190790739

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5423 E Miramonte Dr N was $1,875.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Cave Creek Town
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,100 (+51.86%)	$741,000 (+4.2%) Land $148,200 Building $592,800
2025	$1,875.00	$48,796 (-30.26%)	$711,100 (+1.63%) Land $142,200 Building $568,900
2024		$69,970	$699,700 Land $139,900 Building $559,800
2023	$1,765.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5423 E Miramonte Dr N in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2005–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5423 E Miramonte Dr N is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 48% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAVE CREEK WATER private · serves 5,895 people · EPA ID AZ0407016
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

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