5423 Delta River Dr, Lansing, MI 48906 Property Records

Eaton County property record for 5423 Delta River Dr, Lansing, MI 48906

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,305 sqft · built 1990
Lot Size	11.2 acres (490,486 sqft)
Owner	Company Name on File
Last Sale	$475,000 (Dec 2012)
Tax Bill	$12,469 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`04000220023000`

Property Details

APN / Parcel Number

Primary APN	`04000220023000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	17 Rooms
Building Area	4,305 sqft Living Area
1st Floor Area	3,209 sqft
Basement Area	3,473 sqft
Unfinished Basement	3,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Brick
Lot Area	490,486 sqft (11.2 acres)
Garage Area	864 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5423 DELTA RIVER DR
City	LANSING
State	MI
Zip	48906-9012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	COM C/L DELTA RIVER DR, 1178.81 FT NWLY FROM E SEC.LINE, S 84DEG 11MIN 33SEC E 308.80 FT, S 01DEG 30MIN 00SEC W TO RIVERS EDGE, SWLY ALONG RIVERS EDGE TO A PT S 01DEG 55MIN 40SEC W OF BEG, N 01DEG 55MIN 40SEC E TO BEG. SEC.2, T4N,R3W, DELTA TWP 1986
Legal Range	03W
Legal Township	04N
Legal Section	02
Legal Subdivision	RIVERS EDGE
Jurisdiction	EATON MI
Township / Civil Division	DELTA
Census Block Group	2
Census Block	2006
Census Tract	20101

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	5423 DELTA RIVER DR, LANSING, MI 48906-9012
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 6, 2026	Deed of Trust · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 15, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2012 · Amount on File
Deed Sale	Dec 26, 2012 · Amount on File
Deed Book / Page	2434 / 851
Prior Transfer Date	May 25, 2012
Prior Transfer Doc	2396/0143
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Recording Date	Apr 6, 2026
Property Address	5423 DELTA RIVER DR, LANSING, MI 48906-9012
Document Number	03184/1198
Book / Page	3184 / 1198
Instrument Date	Apr 1, 2026
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust, 284
Address	5423 DELTA RIVER DR, LANSING, MI 48906-9012

Mortgage

Document Number	3184001198,
Date	Apr 6, 2026
Book Page	3184/1198

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	EATON MI
Recording Date	Apr 6, 2026
Property Address	5423 DELTA RIVER DR, LANSING, MI 48906-9012
Document Number	3184001198
Book / Page	3184 / 1198
Instrument Date	Apr 1, 2026
Record Updated	Apr 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	5423 DELTA RIVER DR, LANSING, MI 48906-9012

Mortgage

Document Number	3184001198,
Date	Apr 6, 2026
Book Page	3184/1198

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	5423 DELTA RIVER DR, LANSING, MI 48906-9012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2838/703
Date	Apr 15, 2020
Book Page	2838/703

Lender

Name	THE HUNTINGTON MORTGAGE CO
Type	Mortgage Company
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Delta Charter Township
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,800 (+7.6%)	$849,600 (+7.6%)
2025	$12,469.00 (+6.66%) Homeowner's exemption	$394,800 (+16.08%)	$789,600 (+16.08%)
2024	$11,690.00 (+18.8%)
2023		$340,100	$680,200
2022	$9,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2013–2023)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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