5423 Covington Rd, Fort Wayne, IN 46804 Property Records

Allen County property record for 5423 Covington Rd, Fort Wayne, IN 46804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,828 sqft · built 1952
Lot Size	0.53 acres (23,100 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,456 (2025)
Deeds & Mortgages	Mar 2021 Second Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-12-18-228-005.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-18-228-005.000-074`
Alternative APN	`9426700002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,828 sqft Living Area
Gross Area	4,408 sqft
1st Floor Area	1,914 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1975
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	23,100 sqft (0.53 acres)
Lot Dimensions	2,200 ft deep x 1,050 ft wide
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5423 COVINGTON RD
City	FORT WAYNE
State	IN
Zip	46804-5871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY ADD SEC A LOT 2
Legal Subdivision	FAIRWAY ADD
Legal Lot Number	2
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2004
Census Tract	11502

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7121 MCCOMB RD, CHURUBUSCO, IN 46723-9265
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ELEMENT FEDERAL CREDIT UNION
Feb 18, 2021	Warranty Deed, Transfer · Conventional Mortgage ELEMENTS FINANCIAL FCU
Nov 12, 2020	Warranty Deed, Transfer · Line of Credit THREE RIVERS FCU
Jan 28, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024
Deed Sale	Jul 12, 2024
Prior Sale	Feb 18, 2021 · Amount on Record
Deed Document Number	202435307
Last Transfer Date	Mar 21, 2025
Transfer Doc	2025038253
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	5423 COVINGTON RD, FORT WAYNE, IN 46804-5871
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021017556
Date	Mar 16, 2021
Instrument	2021017556

Lender

Name	ELEMENT FEDERAL CREDIT UNION
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2031

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Feb 18, 2021
Property Address	5423 COVINGTON RD, FORT WAYNE, IN 46804-5871
Document Number	2021011094
Instrument Date	Feb 17, 2021
Instrument	2021011094
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5423 COVINGTON RD, FORT WAYNE, IN 46804-5871

Mortgage

Document Number	2021011095
Date	Feb 18, 2021
Instrument	2021011095

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Nov 12, 2020
Property Address	5423 COVINGTON RD, FORT WAYNE, IN 46804-5871
Document Number	2020070710
Map Reference	PL 20 PG 35&36
Instrument Date	Nov 6, 2020
Instrument	2020070710
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4913 ILLINOIS RD, FORT WAYNE, IN 46804-1167

Mortgage

Document Number	2020070711
Date	Nov 12, 2020
Instrument	2020070711

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	2 Months
Due	Jan 1, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN IN
Recording Date	Jan 28, 2020
Property Address	5423 COVINGTON RD, FORT WAYNE, IN 46804-5871
Document Number	2020005625
Map Reference	PL 20 PG 35
Instrument Date	Jan 21, 2020
Instrument	2020005625
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 E WAYNE ST, FORT WAYNE, IN 46802-2815

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,456.00 (+311.47%)	$286,700 (+91.64%) Land $28,500 Building $258,200	$286,700 (+91.64%) Land $28,500 Building $258,200
2024	$1,569.00 (+13.37%)	$149,600 (+6.48%) Land $28,500 Building $121,100	$149,600 (+6.48%) Land $28,500 Building $121,100
2023	$1,384.00 (-12.57%)	$140,500 (-1.95%) Land $28,500 Building $112,000	$140,500 (-1.95%) Land $28,500 Building $112,000
2022	$1,583.00 Homeowner's exemption	$143,300 Land $28,500 Building $114,800	$143,300 Land $28,500 Building $114,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1978–2016)
Claims Outside the SFHA	2 of 17
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Lakeland Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: On-Ramp Indiana, T-Mobile.

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