5422 Upper Lake Dr, Humble, TX 77346 Property Records

Harris County property record for 5422 Upper Lake Dr, Humble, TX 77346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,378 sqft · built 1979
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,768 (Apr 2022)
Tax Bill	$4,301 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`108-488-000-0016`

Property Details

APN / Parcel Number

Primary APN	`108-488-000-0016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,378 sqft Living Area
1st Floor Area	1,594 sqft
Attic	Attic
Attic Area	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	12,000 sqft (0.276 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1084880000016
Street Address	5422 UPPER LAKE DR
City	HUMBLE
State	TX
Zip	77346-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 16 BLK 1 OAKS OF ATASCOCITA SEC 1
Legal Subdivision	OAKS OF ATASCOCITA SEC 1
Legal Block	1
Legal Lot Number	16
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1007
Census Tract	250702

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5422 UPPER LAKE DR, HUMBLE, TX 77346-1907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Vendor's Lien, Transfer · VA Mortgage CMG MORTGAGE INC
Apr 20, 2018	Warranty Deed, Transfer · VA Mortgage CHERRY CREEK MTG
Aug 23, 2017	Warranty Deed, Transfer STARTEX TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Prior Sale	Apr 20, 2018 · Amount on Record
Deed Document Number	2022219083
Prior Transfer Date	Apr 18, 2018
Prior Transfer Doc	0000168280
Record Updated	Oct 29, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Apr 26, 2022
Property Address	5422 UPPER LAKE DR, HUMBLE, TX 77346-1907
Document Number	0000219083
Map Reference	VOL 223 PG 107
Instrument Date	Apr 14, 2022
Instrument	2022-219083
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PATTEN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5422 UPPER LAKE DR, HUMBLE, TX 77346-1907

Mortgage

Document Number	0000219084
Date	Apr 26, 2022
Instrument	2022-219084

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 20, 2018
Property Address	5422 UPPER LAKE DR, HUMBLE, TX 77346-1907
Document Number	0000168280
Instrument Date	Apr 18, 2018
Instrument	168280
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5422 UPPER LAKE DR HUMBLE TX 773461907, HUMBLE, TX 77346-1907

Mortgage

Document Number	168281
Date	Apr 20, 2018
Instrument	168281

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 23, 2017
Property Address	5422 UPPER LAKE DR, HUMBLE, TX 77346-1907
Document Number	0000380420
Instrument Date	Aug 22, 2017
Instrument	380420
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	STARTEX TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14555 SKINNER RD #E CYPRESS TX 774291735, E, CYPRESS, TX 77429-1735

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,248 (+3.54%) Land $72,360 Building $197,888	$270,248 (+3.54%) Land $72,360 Building $197,888
2025	$4,301.00 (-12.79%) Homeowner's exemption	$261,010 (-0.25%) Land $72,360 Building $188,650	$261,010 (-0.25%) Land $72,360 Building $188,650
2024	$4,932.00 (+200.73%)
2023		$261,665 Land $36,180 Building $225,485	$261,665 Land $36,180 Building $225,485
2022	$1,640.00 (+43.73%)
2020	$1,141.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	26 (1980–2024)
Claims Outside the SFHA	26 of 26
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Tropical Storm Imelda, Sep 2019 · 10 claims Severe Storms And Flooding, Apr 2016 · 2 claims Severe Storms, Tornadoes And Flooding, Oct 2002 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 109 serves 9,501 people · EPA ID TX1010620
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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