Wilson County property record for 5422 Shepherd Rd, Wilson, NC 27893
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 2008 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,662 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2782-60-9520.000 |
| Primary APN | 2782-60-9520.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Heated Area |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 50,094 sqft (1.15 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5422 SHEPHERD RD |
|---|---|
| City | WILSON |
| State | NC |
| Zip | 27893-7784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | 5422 SHEPHERD RD L11S2 SHEPHERD SPG 1.15AC |
| Legal Subdivision | SHEPHERD SPGS |
| Jurisdiction | WILSON NC |
| Township / Civil Division | OLD FIELDS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1502 |
5422 Shepherd Rd is owned and occupied by an individual.
Source: Wilson County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5422 SHEPHERD RD, WILSON, NC 27893-7784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Apr 28, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Nov 13, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 8, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Apr 28, 2026 |
| Property Address | 5422 SHEPHERD RD, WILSON, NC 27893-7784 |
| Document Number | 3172000496 |
| Book / Page | 3172 / 496 |
| Instrument Date | Apr 23, 2026 |
| Record Updated | May 7, 2026 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R |
| Name | Verified Name |
|---|---|
| Address | 5422 SHEPHERD RD, WILSON, NC 27893-7784 |
| Document Number | 3172000496, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 3172/496 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Apr 28, 2026 |
| Property Address | 5422 SHEPHERD RD, WILSON, NC 27893-7784 |
| Document Number | 003172/496 |
| Book / Page | 3172 / 496 |
| Instrument Date | Apr 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5422 SHEPHERD RD, WILSON, NC 27893-7784 |
| Document Number | 3172000496, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 3172/496 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 5422 SHEPHERD RD, WILSON, NC 27893-7784 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5422 SHEPHERD RD, WILSON, NC 27893-7784 |
| Document Number | 0003146/98 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 3146/98 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.12% |
| Index | 5-Year CMT |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 5422 SHEPHERD RD, WILSON, NC 27893-7784 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2809/124 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 2809/124 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | WILSON, NC 27893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 5422 SHEPHERD RD, WILSON, NC 27893-7784 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 2809/108 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 2809/108 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
The 2025 property tax bill for 5422 Shepherd Rd was $1,662.
Source: Wilson County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilson County |
| Unified School District | Wilson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,361 (-) Land $47,500 Building $186,861 | $234,361 (-) Land $47,500 Building $186,861 | |
| 2025 | $1,662.00 | $234,361 (-) Land $47,500 Building $186,861 | $234,361 (-) Land $47,500 Building $186,861 |
| 2024 | $234,361 Land $47,500 Building $186,861 | $234,361 Land $47,500 Building $186,861 | |
| 2021 | $1,079.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5422 Shepherd Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2017–2020) |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5422 Shepherd Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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