5422 S 28th St, McAllen, TX 78503 Property Records

Hidalgo County property record for 5422 S 28th St, McAllen, TX 78503

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,278 sqft · built 1983
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$153,713 (Mar 2026)
Tax Bill$1,674 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jun 2023 Mortgage
APNR095000000001801

Property Details

APN / Parcel Number

Primary APNR095000000001801
Alternative APNs
  • R266948
  • 266948

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,278 sqft Living Area
Gross Area1,344 sqft
1st Floor Area490 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1992
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeCarport
Garage Area264 sqft
CarportCarport
Carport Area264 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5422 S 28TH ST
CityMCALLEN
StateTX
Zip78503-8732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANCHO S1/2 LOT 18
Legal SubdivisionRANCHO - SML
Legal Tract18
Legal Block2
Legal Lot Number18
JurisdictionHIDALGO TX
Township / Civil DivisionMCALLEN-PHARR
Census Block Group2
Census Block2005
Census Tract20508

Owner

5422 S 28th St is owned and occupied by an individual who bought it in March 2026.

Source: Hidalgo County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address5422 S 28TH ST, MCALLEN, TX 78503-8732
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Vendor's Lien, Transfer
UNITED WHOLESALE MORTGAGE
Jun 22, 2023Vendor's Lien, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2026 · Amount on File
Deed SaleMar 17, 2026 · Amount on File
Prior SaleJun 22, 2023 · Amount on File
Deed Document Number20263733518
Prior Transfer DateApr 28, 2020
Prior Transfer Doc0003218751
Record UpdatedOct 29, 2026

March 2026: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHIDALGO TX
Recording DateMar 17, 2026
Property Address5422 S 28TH ST, MCALLEN, TX 78503-8732
Document Number0003733518
Map ReferenceVOL 13 PG 58
Instrument DateMar 12, 2026
Instrument3733518
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyDANTE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5500 S 28TH ST, MCALLEN, TX 78503-8733

Transferred To (Grantee/Buyer)

NameVerified Name
Address5422 S 28TH ST, MCALLEN, TX 78503-8732

Mortgage

DateMar 17, 2026
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount on Record

June 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHIDALGO TX
Recording DateJun 22, 2023
Property Address5422 S 28TH ST, MCALLEN, TX 78503-8732
Document Number0003458334
Map ReferenceVOL 13 PG 58
Instrument DateJun 20, 2023
Instrument3458334
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyTRUE TITLE PARTNERS

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5433 S 28TH ST, MCALLEN, TX 78503-8737

Mortgage

Document Number0003458335
DateJun 22, 2023
Instrument3458335
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 5422 S 28th St was $1,674, up 16.7% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityMcAllen City
Unified School DistrictMcAllen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$105,255 (-1.1%) Land $46,800 Building $58,455$105,255 (-1.1%) Land $46,800 Building $58,455
2025$1,674.00 (+16.66%)$106,423 Land $46,800 Building $59,623$106,423 Land $46,800 Building $59,623
2024$1,435.00 (-0.62%)
2023$1,444.00 (+17.69%)$61,398 (+7.55%) Land $21,000 Building $40,398$61,398 (+7.55%) Land $21,000 Building $40,398
2022$1,227.00 (+4.43%)$57,086 Land $21,000 Building $36,086$57,086 Land $21,000 Building $36,086
2021$1,175.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 5422 S 28th St; there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 35 policies
Nearby Flood Policies35 in force
Nearby Flood Claims2 (2018–2025)
Most Recent ClaimMar 2025 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5422 S 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCALLEN PUBLIC UTILITY
serves 145,050 people · EPA ID TX1080006
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
TWIN
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, VTX Communications.

Nearby Properties on S 28th St

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