5422 Park Dr, Mountain Iron, MN 55768 Property Records

St. Louis County property record for 5422 Park Dr, Mountain Iron, MN 55768

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1953
Lot Size	0.157 acres (6,861 sqft)
Owner	Individual Name on Record
Tax Bill	$292 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`175-0055-01610`

Property Details

APN / Parcel Number

Primary APN	`175-0055-01610`
Alternative APN	`649561`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	672 sqft Gross Area
1st Floor Area	672 sqft
Basement Area	168 sqft
Finished Basement	168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,861 sqft (0.157 acres)
Garage Area	576 sqft
Deck Area	112 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	649561
Street Address	5422 PARK DR
City	MOUNTAIN IRON
State	MN
Zip	55768-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0022 BLOCK:007 SERIAL #
Legal Subdivision	SOUTH GROVE ADD TO MT IRON
Legal Block	7
Legal Lot Number	22
Jurisdiction	ST LOUIS MN
Township / Civil Division	MOUNTAIN IRON
Census Block Group	3
Census Block	3007
Census Tract	12800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5422 PARK DR, MOUNTAIN IRON, MN 55768-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage PARK STATE BANK & TRUST
Aug 20, 2020	Loan Modification, Mortgage AMERICAN BK/THE NORTH

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5422 PARK DR, MOUNTAIN IRON, MN 55768-2015
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5422 PARK DR, MOUNTAIN IRON, MN 55768-2015

Mortgage

Document Number	0001523201
Date	Dec 1, 2025
Instrument	1523201

Lender

Name	PARK STATE BANK & TRUST
Type	Bank
Address	COOK, MN 55723

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	5422 PARK DR, MOUNTAIN IRON, MN 55768-2015
Document Number	00A1389875
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5422 PARK DR MOUNTAIN IRON MN 557682015, MOUNTAIN IRON, MN 55768-2015

Mortgage

Document Number	00A1389875
Date	Sep 9, 2020
Instrument	A1389875

Lender

Name	AMERICAN BK/THE NORTH
Type	Bank
Address	MOUNTAIN IRON, MN 55768

Agreement

Term	60 Months
Due	Sep 8, 2025

Interest

Rate	4.49%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Mountain Iron City
Unified School District	Mountain Iron-Buhl School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$292.00 (-2.67%) Homeowner's exemption
2025	$300.00 (-39.76%) Homeowner's exemption	$114,600 (+12.57%) Land $14,200 Building $100,400	$114,600 (+12.57%) Land $14,200 Building $100,400
2024	$498.00	$101,800 (+8.88%) Land $13,500 Building $88,300	$101,800 (+8.88%) Land $13,500 Building $88,300
2022		$93,500 Land $13,500 Building $80,000	$93,500 Land $13,500 Building $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mountain Iron serves 2,880 people · EPA ID MN1690035
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless in parts of the area	1,000 / 50

May also be available: Verizon.

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