5422 Lodestone Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 5422 Lodestone Dr, Ooltewah, TN 37363 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,100 sqft · built 1991
Lot Size	0.524 acres (22,855 sqft)
Owner	Individual Name on File
Last Sale	$173,900 (Mar 2009)
Tax Bill	$1,129 (2025)
Deeds & Mortgages	Sep 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122J A 009`

Property Details

APN / Parcel Number

Primary APN	`122J A 009`
Alternative APN	`0000128304`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,100 sqft Living Area

Exterior

Year Built	Built 1991
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,855 sqft (0.524 acres)
Lot Dimensions	321 ft deep x 71.2 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000128304
Street Address	5422 LODESTONE DR
City	OOLTEWAH
State	TN
Zip	37363-8882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 104 FLAGSTONE SUB UNIT 3 PB 43 PG 159 REV 45-104 49-211 OUT OF 131-44.1 FOR 1990
Legal Subdivision	FLAGSTONE SUB
Legal Lot Number	104
Legal Unit	3
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2003
Census Tract	11447

Owner

Source: Hamilton County records · APN 122J A 009

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5422 LODESTONE DR, OOLTEWAH, TN 37363-8882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2009 · Amount on Record
Deed Sale	Mar 25, 2009 · Amount on Record
Prior Sale	May 30, 2001 · Amount on Record
Deed Document Number	2009032500186
Deed Book / Page	8886 / 763
Record Updated	Jun 08, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5422 LODESTONE DR, OOLTEWAH, TN 37363-8882
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5422 LODESTONE DR, OOLTEWAH, TN 37363-8882

Mortgage

Document Number	0000000139
Date	Sep 23, 2024
Book Page	13713/128
Instrument	2024092300139

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Apr 01, 2039

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,129.00 (-22.03%)	$74,525 (+15.1%)	$298,100 (+15.1%) Land $40,000 Building $258,100
2024	$1,448.00 (-0.62%)	$64,750 (-)	$259,000 (-) Land $40,000 Building $219,000
2023	$1,457.00	$64,750	$259,000 Land $40,000 Building $219,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 70% of Tennessee
Wildfire Likelihood	About 1 in 813 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.