5421 FM 2874, Commerce, TX 75428 Property Records

Hunt County property record for 5421 FM 2874, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,452 sqft · built 1960
Lot Size	0.361 acres (15,725 sqft)
Owner	Individual Name on Record
Last Sale	$66,300 (Sep 2020)
Tax Bill	$1,671 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0638-0191-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0638-0191-0000-30`
Alternative APNs	`R29230` `29230`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,452 sqft Gross Area
1st Floor Area	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Asbestos Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,725 sqft (0.361 acres)

Exterior Amenities

Porch	Screened Porch
Porch Area	248 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	5421 FM 2874
City	COMMERCE
State	TX
Zip	75428-6705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0638 LINDLEY H C,TRACT 19, ACRES .361
Legal Subdivision	LINDLEY H C
Legal Tract	19
Legal Block	1
Legal Lot Number	19
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1030
Census Tract	960100

Owner

Source: Hunt County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5403 FM 2874, COMMERCE, TX 75428-6705
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	202014580
Prior Transfer Date	Aug 31, 2020
Prior Transfer Doc	0000014580
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Sep 1, 2020
Property Address	5421 FM 2874, COMMERCE, TX 75428-6705
Document Number	0000014580
Instrument Date	Aug 31, 2020
Instrument	14580
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5421 FM 2874 COMMERCE TX 754286705, COMMERCE, TX 75428-6705

Mortgage

Document Number	14581
Date	Sep 1, 2020
Instrument	14581

Lender

Name	VICKIE HAWS
Address	4227 PUEBLO, LONE OAK, TX 75453-5221
Special Notes	Seller Financed

Agreement

Term	60 Months
Due	Aug 31, 2025

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,671.00 (+6.98%)	$94,000 (+7.38%) Land $29,230 Building $64,770	$94,000 (+7.38%) Land $29,230 Building $64,770
2024	$1,562.00 (-7.46%)
2023		$87,540 Land $21,190 Building $66,350	$87,540 Land $21,190 Building $66,350
2022	$1,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on FM 2874

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