5421 Cedar Tree Ln, Emerald Isle, NC 28594 Property Records

Carteret County property record for 5421 Cedar Tree Ln, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,302 sqft · built 1983
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on File
Last Sale$397,000 (Mar 2021)
Tax Bill$2,501 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6304.18.41.3856000

Property Details

APN / Parcel Number

Primary APN6304.18.41.3856000
Alternative APNs
  • 152827
  • 51441

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,302 sqft Heated Area
Gross Area1,334 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1988
Architectural StyleCape Cod
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions187 ft deep x 83 ft wide
Deck Area8 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number51441
Street Address5421 CEDAR TREE LN
CityEMERALD ISLE
StateNC
Zip28594-3506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL22 B22A EMERALD ISLE
Legal SubdivisionEMERALD ISLE BY THE SEA
Legal Block41
Legal Lot Number22
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1079
Census Tract970903

Owner

5421 Cedar Tree Ln is owned by an individual who bought it in March 2021.

Source: Carteret County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address200 SHRIMPER CT, EMERALD ISLE, NC 28594-2332
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2021 · Amount on File
Deed SaleMar 23, 2021 · Amount on File
Deed Document Number20211713449
Deed Book / Page1713 / 449
Prior Transfer DateJun 1, 2011
Prior Transfer Doc0001377408
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateMar 23, 2021
Property Address5421 CEDAR TREE LN, EMERALD ISLE, NC 28594-3506
Document Number0017130449
Book / Page1713 / 449
Map ReferenceMB 8 PG 59
Instrument DateMar 15, 2021
Instrument1713449
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$794.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3008 BUCKINGHAM WAY, 3008, APEX, NC 27502-8909

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 SHRIMPER CT, EMERALD ISLE, NC 28594-2332

Mortgage

Document Number1713450
DateMar 23, 2021
Instrument1713-450
Lender
NameCORPORATE INVESTORS MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5421 Cedar Tree Ln was $2,501.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$626,684 (-) Land $253,679 Building $373,005$626,684 (-) Land $253,679 Building $373,005
2025$2,501.00$626,684 Land $253,679 Building $373,005$626,684 Land $253,679 Building $373,005
2023$329,369 Land $200,196 Building $129,173$329,369 Land $200,196 Building $129,173
2022$1,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5421 Cedar Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5421 Cedar Tree Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Tree Ln

Nearby Streets

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