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5420 Whites Bridge Rd, Belding, MI 48809 Property Records

Ionia County property record for 5420 Whites Bridge Rd, Belding, MI 48809

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,310 sqft · built 2006
Lot Size1.36 acres (59,242 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (May 2022)
Tax Bill$4,636 (2025)
Deeds & MortgagesJan 2019 Sale & Mortgage
Jan 2019 Transfer
Flood ZoneZone X (minimal risk)
APN34-130-021-000-280-20

Property Details

APN / Parcel Number

Primary APN34-130-021-000-280-20
Alternative APN
  • 13002100028020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,310 sqft Living Area
1st Floor Area1,310 sqft
Basement Area1,310 sqft
Unfinished Basement1,310 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialWood Siding
Lot Area59,242 sqft (1.36 acres)
Garage Area735 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5420 WHITES BRIDGE RD
CityBELDING
StateMI
Zip48809-9215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-C
Legal DescriptionTHAT PART OF THE NW 1/4 OF THE SE 1/4 OF SEC 21 T8N R8W, OTISCO TWP IONIA CO. MI. DESCRIBED AS; COM AT THE S 1/4 COR OF SAID SEC; TH N 00 DEG 06'42 W 2113.55 FT ALONG THE N-S 1/4 LI OF SAID SEC TO THE POB; TH CON N 00 DEG 06'42 W 180.0 FT ALONG SAID
JurisdictionIONIA MI
Township / Civil DivisionOTISCO
Census Block Group2
Census Block2009
Census Tract30402

Owner

5420 Whites Bridge Rd is owned and occupied by an individual who bought it in May 2022.

Source: Ionia County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address5420 WHITES BRIDGE RD, BELDING, MI 48809-9215
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2019Warranty Deed, Transfer · FHA Mortgage
INLANTA MORTGAGE INC
Jan 9, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2022 · Amount on File
Deed SaleMay 11, 2022 · Amount on File
Prior SaleJan 22, 2019 · Amount on File
Prior Transfer DateJan 7, 2019
Prior Transfer Doc653/2311
Record UpdatedOct 29, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIONIA MI
Recording DateJan 22, 2019
Property Address5420 WHITES BRIDGE RD, BELDING, MI 48809-9215
Document Number653/3010
Book / Page653 / 3010
Instrument DateJan 16, 2019
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 S BROAS ST, BELDING, MI 48809-1908

Mortgage

Document Number6533012
DateJan 22, 2019
Instrument653/3012
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

Mortgage

Document Number00653/3010
DateJan 22, 2019
Book Page653/3010
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionIONIA MI
Recording DateJan 9, 2019
Property Address5420 WHITES BRIDGE RD, BELDING, MI 48809-9215
Document Number653/2311
Book / Page653 / 2311
Instrument DateJan 7, 2019
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 5420 Whites Bridge Rd was $4,636 with a homeowner's exemption, up 3.2% from the year before.

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyIonia County
County SubdivisionOtisco Township
Unified School DistrictBelding Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$165,900 (+6.21%) Land $13,700 Building $152,200$331,800 (+6.21%) Land $27,400 Building $304,400
2025$4,636.00 (+3.23%) Homeowner's exemption$156,200 Land $11,000 Building $145,200$312,400 Land $22,000 Building $290,400
2024$4,491.00
2023$124,300 Land $6,200 Building $118,100$248,600 Land $12,400 Building $236,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5420 Whites Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5420 Whites Bridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Point Broadband
Fixed Wireless		200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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