5420 Upper Mill Ter S, Frederick, MD 21703 Property Records

Frederick County property record for 5420 Upper Mill Ter S, Frederick, MD 21703 · Last verified April 2026

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,360 sqft · built 2004
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on File
Last Sale	$211,050 (Sep 2018)
Tax Bill	$3,631 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-585667`

Property Details

APN / Parcel Number

Primary APN	`28-585667`
Alternative APN	`585667`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,360 sqft Living Area
1st Floor Area	680 sqft
Basement Area	1 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	585667
Street Address	5420 UPPER MILL TER S
City	FREDERICK
State	MD
Zip	21703-7308
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 108 PHASE III 2,000 SQ. FT. WESTVIEW PARK
Legal Subdivision	WESTVIEW PARK PH 03
Legal Phase	3
Legal Lot Number	108
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1013
Census Tract	751003

Owner

Source: Frederick County records · APN 28-585667

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1184, ASHBURN, VA 20146-1184
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOPONE MORTGAGE INC
Feb 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage IVY MORTGAGE CORP
Aug 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Sep 19, 2018	Deed, Transfer · Conventional Mortgage TOPONE MORTGAGE INC
May 18, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Prior Sale	May 18, 2018 · Amount on Record
Deed Book / Page	12630 / 137
Last Transfer Date	Aug 19, 2021
Transfer Doc	0152410300
Record Updated	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5420 UPPER MILL TER S, FREDERICK, MD 21703-7308
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	LANDMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0130990476
Date	Jul 23, 2019
Book Page	13099/0476

Lender

Name	TOPONE MORTGAGE INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5420 UPPER MILL TER S, FREDERICK, MD 21703-7308
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135020130
Date	Feb 03, 2020
Book Page	13502/0130

Lender

Name	IVY MORTGAGE CORP
Type	Subprime Lender
Address	FULTON, MD 20759

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2050

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Aug 30, 2021
Property Address	5420 UPPER MILL TER S, FREDERICK, MD 21703-7308
Document Number	0152410300
Book / Page	15241 / 300
Map Reference	MB 75 PG 115
Instrument Date	Aug 19, 2021
Transaction Type	Transfer
Record Updated	Sep 08, 2021
Title Company	NOT AVAILABLE, MICHAELS T&E LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19999 ALEXANDRAS GROVE DR, ASHBURN, VA 20147-3112
Investor	Possibly a Property Investor

Mortgage

Document Number	15241303
Date	Aug 30, 2021
Instrument	15241/303

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 19, 2018
Property Address	5420 UPPER MILL TER S, FREDERICK, MD 21703-7308
Document Number	0126300137
Book / Page	12630 / 0137
Map Reference	MB75 PG116
Instrument Date	Aug 22, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	ADVANATGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,055.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19999 ALEXANDRAS GROVE DR, ASHBURN, VA 20147-3112
Investor	Possibly a Property Investor

Mortgage

Document Number	0012630141
Date	Sep 19, 2018
Instrument	12630/141

Lender

Name	TOPONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2048

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FREDERICK MD
Recording Date	May 18, 2018
Property Address	5420 UPPER MILL TER S, FREDERICK, MD 21703-7308
Document Number	0124220239
Book / Page	012422 / 000239
Instrument Date	Nov 06, 2017
Transaction Type	Foreclosure
Record Updated	Jul 03, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$204.67
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5420 UER MILL TER S FREDERICK MD 21703, FREDERICK, MD 21703

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,631.00 (+7.2%)	$290,000 (+13.73%) Land $80,000 Building $210,000	$290,000 (-) Land $80,000 Building $210,000
2024	$3,387.00 (+10.11%)
2023	$3,076.00	$255,000	$290,000 Land $80,000 Building $210,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217510031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Sep 2015, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 324 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

5420 Upper Mill Ter S, Frederick, MD 21703 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2018: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Upper Mill Ter S

Nearby Streets

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