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5420 Melody Ln, Willoughby, OH 44094 Property Records

Lake County property record for 5420 Melody Ln, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1955
Lot Size0.206 acres (8,999 sqft)
Owner2 Individual Names on File
Last Sale$117,000 (Dec 2017)
Tax Bill$4,395 (2023)
Deeds & MortgagesDec 2017 Sale & Mortgage
Oct 2017 Transfer
Flood ZoneZone X (minimal risk)
APN27-A-007-J-00-026-0

Property Details

APN / Parcel Number

Primary APN27-A-007-J-00-026-0
Alternative APN
  • C 7

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Game RoomGame Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,999 sqft (0.206 acres)
Lot Dimensions150 ft deep x 60 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberC 7
Street Address5420 MELODY LN
CityWILLOUGHBY
StateOH
Zip44094-4320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 2, 3, 4 & TRACT 10 & 14
Legal SubdivisionRIDGE ACRES ESTATES NO. 2
Legal Tract10,14
Legal Lot Number334
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1009
Census Tract201300

Owner

5420 Melody Ln is owned and occupied by two individuals who bought it in December 2017.

Source: Lake County records, as of April 25, 2024

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address5420 MELODY LN, WILLOUGHBY, OH 44094-4320
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2017Grant Deed, Transfer · FHA Mortgage
QUICKEN LNS
Oct 20, 2017Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleDec 4, 2017 · Amount on File
Deed SaleDec 4, 2017 · Amount on File
Prior SaleOct 20, 2017
Deed Document Number4954
Record UpdatedJun 7, 2026

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE OH
Recording DateDec 4, 2017
Property Address5420 MELODY LN, WILLOUGHBY, OH 44094-4320
Document Number0000032918
Instrument DateDec 1, 2017
Instrument32918
Transaction TypeTransfer
Record UpdatedDec 8, 2017
Title CompanyOHIO REAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$468.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5420 MELODY LN WILLOUGHBY OH 440944320, WILLOUGHBY, OH 44094-4320

Mortgage

Document Number32919
DateDec 4, 2017
Instrument32919
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 3, 2047

October 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionLAKE OH
Recording DateOct 20, 2017
Property Address5420 MELODY LN, WILLOUGHBY, OH 44094-4320
Document Number0000028400
Instrument DateOct 19, 2017
Instrument28400
Transaction TypeTransfer
Record UpdatedOct 27, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5420 MELODY LN WILLOUGHBY OH 440944320, WILLOUGHBY, OH 44094-4320

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,395.00 (+53.46%) Homeowner's exemption$46,420 (-) Land $14,220 Building $32,200
2022$2,864.00 Homeowner's exemption$46,420 Land $14,220 Building $32,200
2021$132,640 Land $40,630 Building $92,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5420 Melody Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5420 Melody Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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