5420 Lady Ct, Austin, TX 78723 Property Records

Travis County property record for 5420 Lady Ct, Austin, TX 78723

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,725 sqft · built 2022
Lot Size	0.181 acres (7,915 sqft)
Owner	Individual Name on Record
Tax Bill	$9,295 (2024)
Deeds & Mortgages	Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0219280611`

Property Details

APN / Parcel Number

Primary APN	`0219280611`
Alternative APNs	`02192806110000` `931381`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,725 sqft Living Area
1st Floor Area	1,666 sqft
2nd Floor Area	1,059 sqft

Exterior

Year Built	Built 2022
Lot Area	7,915 sqft (0.181 acres)
Garage Type	Attached
Garage Area	331 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	931381
Street Address	5420 LADY CT
City	AUSTIN
State	TX
Zip	78723-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 BLK A A.I.S.D. LOYOLA LANE
Legal Subdivision	AISD LOYOLA LANE
Legal Block	A
Legal Lot Number	32
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	2
Census Block	2005
Census Tract	2108

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5420 LADY CT, AUSTIN, TX 78723-4418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2023
Deed Sale	Nov 17, 2023
Deed Document Number	2023130613
Record Updated	Jun 8, 2026

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Nov 17, 2023
Property Address	5420 LADY CT, AUSTIN, TX 78723-4418
Document Number	0000130613
Map Reference	FILE 201900170
Instrument Date	Nov 17, 2023
Instrument	2023130613
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5420 LADY DR, AUSTIN, TX 78723-4418
Investor	Possibly a Property Investor

Mortgage

Document Number	0000130614
Date	Nov 17, 2023
Instrument	2023130614

Lender

Name	NAVY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	5-Year TN
Margin	2
Max Rate	10.8%

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$543,154 (-4.86%) Land $121,609 Building $421,545	$543,154 (-4.86%) Land $121,609 Building $421,545
2024	$9,295.00 Homeowner's exemption	$570,870 (+470.87%) Land $125,000 Building $445,870	$570,870 (+470.87%) Land $125,000 Building $445,870
2023		$100,000 Land $100,000	$100,000 Land $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1988–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20