5420 Gwen Ln, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5420 Gwen Ln, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,431 sqft · built 1981
Lot Size	0.349 acres (15,202 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Aug 2023)
Tax Bill	$150 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-2N-29-5430-00500-0980`

Property Details

APN / Parcel Number

Primary APN	`34-2N-29-5430-00500-0980`
Alternative APN	`N292345430005000980`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,431 sqft Living Area
Gross Area	1,535 sqft
1st Floor Area	1,431 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2011
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	15,202 sqft (0.349 acres)
Lot Dimensions	130 ft deep x 117 ft wide
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	104 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5420 GWEN LN
City	MILTON
State	FL
Zip	32571-9350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THE S 130 FT LOT 98 BLK 5 THOMASTOWN ESTATES AS DES IN OR 4425 PG 822 & AS DES IN OR 4653 PG 1877
Legal Range	29W
Legal Township	2N
Legal Section	34
Legal Subdivision	THOMASTOWN ESTATES
Legal Block	5
Legal Lot Number	98
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2014
Census Tract	10301

Owner

Source: Santa Rosa County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5420 GWEN LN, MILTON, FL 32571-9350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE MORTGAGE FIRM INC
Aug 16, 2023	Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC
Dec 19, 2019	Court-Ordered Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	202337221
Deed Book / Page	4425 / 822
Last Transfer Date	Sep 2, 2025
Transfer Doc	0046531877
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5420 GWEN LN, PACE, FL 32571-9350
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5420 GWEN LN, PACE, FL 32571-9350

Mortgage

Document Number	0044250836
Date	Aug 16, 2023
Book Page	4425/836
Instrument	202337223

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 16, 2023
Property Address	5420 GWEN LN, PACE, FL 32571-9350
Document Number	0044250822
Book / Page	4425 / 822
Map Reference	MB C PG 3
Instrument Date	Aug 15, 2023
Instrument	202337221
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 N 12TH AVE, PENSACOLA, FL 32503-4606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5420 GWEN LN, PACE, FL 32571-9350

Mortgage

Document Number	0044250823
Date	Aug 16, 2023
Book Page	4425/823
Instrument	202337222

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

December 2019: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 19, 2019
Property Address	5420 GWEN LN, PACE, FL 32571-9350
Document Number	0039010674
Book / Page	003901 / 000674
Instrument Date	Feb 12, 2019
Instrument	57044
Transaction Type	Foreclosure
Record Updated	Mar 5, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$505.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5420 GWEN LN PACE FL 325719350, PACE, FL 32571-9350

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$150.00 (-91.6%)	$186,570 (+2.57%) Land $28,000 Building $158,570	$186,570 (+2.57%) Land $28,000 Building $158,570
2024	$1,785.00 (+36.78%) Homeowner's exemption	$181,898 (+39.25%) Land $26,000 Building $155,898	$181,898 (+39.25%) Land $26,000 Building $155,898
2023	$1,305.00 (+5.84%)	$130,629 (+4.82%) Land $24,000 Building $106,629	$130,629 (+4.82%) Land $24,000 Building $106,629
2022	$1,233.00	$124,627	$124,627 Land $24,000 Building $100,627

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	4 (2014–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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