5420 E Windstone Trl, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 5420 E Windstone Trl, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,794 sqft · built 2017
Lot Size	0.29 acres (12,647 sqft)
Owner	2 Company Names on Record
Last Sale	$701,734 (Aug 2017)
Tax Bill	$3,221 (2025)
Deeds & Mortgages	May 2021 Line of Credit Dec 2019 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`211-89-468`

Property Details

APN / Parcel Number

Primary APN	`211-89-468`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,794 sqft Living Area
1st Floor Area	2,794 sqft

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	12,647 sqft (0.29 acres)
Parking Spaces	3 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	5420 E WINDSTONE TRL
City	CAVE CREEK
State	AZ
Zip	85331-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	MONTEVISTA MCR 938-06
Legal Range	04E
Legal Township	05N
Legal Section	20
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	MONTE VISTA
Legal Lot Number	148
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1042
Census Tract	613000

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	5420 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Intrafamily Transfer, Transfer · Line of Credit ZB NA
Dec 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Sep 17, 2018	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Sep 4, 2018	Deed of Trust, Mortgage PENNYMAC
Aug 18, 2017	Quit Claim Deed, Transfer WESTMINSTER TITLE AGENCY INC
Aug 18, 2017	Special Warranty Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Aug 18, 2017 · Amount on Record
Deed Sale	Aug 18, 2017 · Amount on Record
Prior Sale	Sep 17, 2018
Deed Document Number	0000610648
Last Transfer Date	May 14, 2021
Transfer Doc	0000540329
Record Updated	Jun 8, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 14, 2021
Property Address	5420 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Document Number	0000540329
Map Reference	MB 938 PG 6
Instrument Date	Apr 20, 2021
Instrument	20210540329
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5420 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422

Mortgage

Document Number	0000540330
Date	May 14, 2021
Instrument	20210540330

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5420 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001042997
Date	Dec 24, 2019
Instrument	20191042997

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5420 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5420 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422

Mortgage

Document Number	0001010776
Date	Oct 21, 2020
Instrument	20201010776

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 17, 2018
Property Address	5420 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Document Number	0000696763
Instrument Date	Sep 13, 2018
Instrument	696763
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5420 E WINDSTONE TRL CAVE CREEK AZ 853312422, CAVE CREEK, AZ 85331-2422

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5420 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Document Number	0000682876
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5420 E WINDSTONE TRL CAVE CREEK AZ 853312422, CAVE CREEK, AZ 85331-2422

Mortgage

Document Number	0000682876
Date	Sep 11, 2018
Instrument	682876

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2048

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 18, 2017
Property Address	5420 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Document Number	0000610647
Instrument Date	Jul 31, 2017
Instrument	610647
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	WESTMINSTER TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	8767 E VIA DE VENTURA #390 SCOTTSDALE AZ 852583385, 390, SCOTTSDALE, AZ 85258-3385

August 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 18, 2017
Property Address	5420 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422
Document Number	0000610648
Map Reference	DOC2007-1133724
Instrument Date	Jul 31, 2017
Instrument	2017-0610648
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	WESTMINSTER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8767 E VIA DE VENTURA STE 390, 8767, SCOTTSDALE, AZ 85258-3385

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5420 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2422

Mortgage

Document Number	0000610649
Date	Aug 18, 2017
Instrument	2017-0610649

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Mortgage

Document Number	0000610650
Date	Aug 18, 2017
Instrument	2017-0610650

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,170 (-1.93%)	$981,700 (-1.93%) Land $196,300 Building $785,400
2025	$3,221.00 (+7.26%)
2024		$100,100	$1,001,000 Land $200,200 Building $800,800
2023	$3,003.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (2007–2022)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mojo Broadband.

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