Santa Cruz County property record for 5420 Baffy Ct, Soquel, CA 95073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,734 sqft · built 1978 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,250,000 (Nov 2024) |
| Tax Bill | $15,853 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-032-16 |
| Primary APN | 037-032-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,734 sqft Living Area |
| Gross Area | 2,185 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,015 sqft (0.184 acres) |
| Terrain | Steep |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 90 sqft |
| Patio Area | 90 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5420 BAFFY CT |
|---|---|
| City | SOQUEL |
| State | CA |
| Zip | 95073-2705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Description | BLK 11 LOT 25 |
| Legal Subdivision | MONTEREY BAY HEIGHTS SU |
| Legal Block | 11 |
| Legal Lot Number | 25 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 122001 |
Source: Santa Cruz County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 5420 BAFFY CT, SOQUEL, CA 95073-2705 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LEADER BANK NA |
| Jun 20, 2019 | Deed of Trust, Mortgage VANTAGE PT TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2024 · Amount on Record |
| Deed Sale | Nov 19, 2024 · Amount on Record |
| Prior Sale | Jan 22, 1996 · Amount on Record |
| Deed Document Number | 202422979 |
| Last Transfer Date | Nov 20, 2024 |
| Transfer Doc | 0000023323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 4, 2026 |
| Property Address | 5420 BAFFY CT, SOQUEL, CA 95073-2705 |
| Document Number | 0000017532 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202617532 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 5420 BAFFY CT, SOQUEL, CA 95073-2705 |
| Document Number | 0000017532, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 202617532 |
| Name | LEADER BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 5420 BAFFY CT, SOQUEL, CA 95073-2705 |
| Document Number | 0000020159 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2019 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 420 BAFFY CT SOQUEL CA 95073, SOQUEL, CA 95073 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,275,000 (+2%) Land $892,500 Building $382,500 | ||
| 2025 | $15,853.00 (+170.76%) Homeowner's exemption | $1,250,000 (+203.51%) Land $875,000 Building $375,000 | |
| 2023 | $5,855.00 (+1.84%) Homeowner's exemption | $411,850 Land $216,956 Building $194,894 | $927,450 |
| 2022 | $5,749.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Cruzio, Etheric Networks, Surfnet Communications, Verizon.
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