542 Washboard Rd, Cleveland, GA 30528 Property Records

White County property record for 542 Washboard Rd, Cleveland, GA 30528

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,382 sqft · built 2000
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,077 (2026)
Deeds & Mortgages	Feb 2023 Transfer Feb 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`075 414`

Property Details

APN / Parcel Number

Primary APN	`075 414`
Alternative APNs	`54172` `84052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,382 sqft Living Area
1st Floor Area	1,382 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Reinforced Concrete
Roof Material	Wood Shingle
Lot Area	49,658 sqft (1.14 acres)
Lot Width	105 ft Width
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	84052
Street Address	542 WASHBOARD RD
City	CLEVELAND
State	GA
Zip	30528-4087
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LL111&130 LD2 LOT 2 1.14AC
Legal Subdivision	TANNER RDG
Legal Lot Number	2
Jurisdiction	WHITE GA
Township / Civil Division	MOSSY CREEK
Census Block Group	3
Census Block	3020
Census Tract	950302

Owner

Source: White County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	542 WASHBOARD RD, CLEVELAND, GA 30528-4087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 28, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Feb 28, 2022	Limited Warranty Deed, Transfer
Feb 28, 2022	Warranty Deed, Transfer
May 20, 2019	Loan Modification, Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2023
Deed Sale	Mar 13, 2023
Prior Sale	Mar 8, 2022 · Amount on Record
Deed Book / Page	1887 / 174
Prior Transfer Date	Feb 15, 2023
Prior Transfer Doc	0018870174
Record Updated	Oct 29, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITE GA
Recording Date	Feb 15, 2023
Property Address	542 WASHBOARD RD, CLEVELAND, GA 30528-4087
Document Number	0018870174
Book / Page	1887 / 174
Instrument Date	Feb 15, 2023
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 WASHBOARD RD, CLEVELAND, GA 30528-4087

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE GA
Recording Date	Feb 28, 2022
Property Address	542 WASHBOARD RD, CLEVELAND, GA 30528-4087
Document Number	0018480027
Book / Page	1848 / 27
Instrument Date	Feb 28, 2022
Instrument	2022-000500
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 WASHBOARD RD, CLEVELAND, GA 30528-4087

Mortgage

Document Number	0000184829
Date	Feb 28, 2022
Instrument	1848/29

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

February 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WHITE GA
Recording Date	Feb 28, 2022
Property Address	542 WASHBOARD RD, CLEVELAND, GA 30528-4087
Document Number	0018480042
Book / Page	1848 / 42
Instrument Date	Feb 28, 2022
Instrument	2022-000517
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 WASHBOARD RD, CLEVELAND, GA 30528-4087

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE GA
Recording Date	Feb 28, 2022
Property Address	542 WASHBOARD RD, CLEVELAND, GA 30528-4087
Document Number	0018480027
Book / Page	1848 / 27
Instrument Date	Feb 28, 2022
Instrument	2022-000500
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 WASHBOARD RD, CLEVELAND, GA 30528-4087

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHITE GA
Property Address	542 WASHBOARD RD, CLEVELAND, GA 30528-4087
Document Number	0017230611
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 SKYVIEW DR CLEVELAND GA 305286346, CLEVELAND, GA 30528-6346

Mortgage

Document Number	0017230611
Date	Aug 26, 2019
Book Page	001723/000611

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	CLEVELAND, GA 30528

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Aug 25, 2026

Tax Assessment & Valuation

Source: White County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,077.00 (-1.66%)
2025	$2,112.00 (-1.26%)	$102,692 (+14.49%) Land $12,600 Building $90,092	$256,730 (+14.49%) Land $31,500 Building $225,230
2024	$2,139.00 (+40.45%)
2023		$89,696 (+39.73%) Land $10,500 Building $79,196	$224,240 (+39.73%) Land $26,250 Building $197,990
2022	$1,523.00	$64,192 Land $9,600 Building $54,592	$160,480 Land $24,000 Building $136,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 84% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000

May also be available: T-Mobile, Windstream.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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