542 Springfield St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 542 Springfield St, Chicopee, MA 01013

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,515 sqft · built 1930
Lot Size	0.143 acres (6,223 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Sep 2020)
Tax Bill	$5,089 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-00048`

Property Details

APN / Parcel Number

Primary APN	`22-00048`
Alternative APN	`CHIC M:0022 P:00048`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,515 sqft Living Area
Gross Area	4,138 sqft
1st Floor Area	974 sqft
Basement Area	974 sqft
Unfinished Basement	974 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,223 sqft (0.143 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	22-00048
Street Address	542 SPRINGFIELD ST
City	CHICOPEE
State	MA
Zip	01013-8103
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	2
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3033
Census Tract	810902

Owner

Source: Hampden County and Chicopee City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 TERRY LN, EAST LONGMEADOW, MA 01028-3030
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Warranty Deed, Transfer · Conventional Mortgage MONSON SAVINGS BANK
Nov 15, 2018	Deed of Trust, Mortgage DITECH FINANCIAL LLC
Sep 16, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage RADIUS FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Prior Sale	Aug 31, 2006 · Amount on Record
Deed Book / Page	23423 / 391
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Apr 22, 2025
Property Address	542 SPRINGFIELD ST, CHICOPEE, MA 01013-8103
Document Number	025834-559
Book / Page	25834 / 559
Instrument Date	Apr 22, 2025
Instrument	17429
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 TERRY LN, EAST LONGMEADOW, MA 01028-3030

Mortgage

Document Number	0000017430
Date	Apr 22, 2025
Instrument	17430

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	542 SPRINGFIELD ST, CHICOPEE, MA 01013-8103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22445-486
Date	Nov 15, 2018
Book Page	22445/486
Instrument	68341

Lender

Name	DITECH FINANCIAL LLC

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2033

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 16, 2020
Property Address	542 SPRINGFIELD ST, CHICOPEE, MA 01013-8103
Document Number	23423-391
Book / Page	23423 / 391
Instrument Date	Sep 15, 2020
Instrument	52391
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	542 SPRINGFIELD ST, CHICOPEE, MA 01013-8103

Mortgage

Document Number	52392
Date	Sep 16, 2020
Instrument	52392

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,089.00 (+7.75%)	$335,700 (+4.91%) Land $82,300 Building $253,400
2024	$4,723.00 (+8.1%)	$320,000 (+10.96%) Land $80,700 Building $239,300
2023	$4,369.00	$288,400 Land $73,400 Building $215,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Xfinity.

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