542 Riversbreeze Dr, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 542 Riversbreeze Dr, Ludlow, KY 41016

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,384 sqft · built 2004
Lot Size0.031 acres (1,384 sqft)
OwnerIndividual on Record
Last Sale$129,500 (Feb 2015)
Tax Bill$2,181 (2025)
Flood ZoneZone X (minimal risk)
APN840-20-00-023.13

Property Details

APN / Parcel Number

Primary APN840-20-00-023.13

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,384 sqft Finished Area

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area1,384 sqft (0.031 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number8402000023.13
Street Address542 RIVERSBREEZE DR
CityLUDLOW
StateKY
Zip41016-1704
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionRIVERS BREEZE SEC 3 UNIT 23-103 1384 SF GETTY LOWER VERANDA LEFT
Legal SubdivisionRIVERS BREEZE
Legal Phase3
Legal Lot Number23-103 24
Legal Unit23-103
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3004
Census Tract63800

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address542 RIVERSBREEZE DR, LUDLOW, KY 41016-1704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2015 · Amount on Record
Deed SaleFeb 18, 2015 · Amount on Record
Prior SaleMay 17, 2010 · Amount on Record
Deed Document Number0005589156
Deed Book / Page5589 / 156
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,181.00 (+1.49%)$167,000 (-) Building $167,000$167,000 (-) Building $167,000
2023$2,149.00$167,000 Building $167,000$167,000 Building $167,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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