542 River Rd, Deerfield, MA 01342 Property Records

Franklin County and Deerfield Town property record for 542 River Rd, Deerfield, MA 01342

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,090 sqft · built 1990
Lot Size	9.9 acres (431,257 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Nov 2018)
Tax Bill	$10,186 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2020 Refinance + 1 more
APN	`DEER M:66 L:5`

Property Details

APN / Parcel Number

Primary APN	`DEER M:66 L:5`
Alternative APNs	`M:0009 B:0000 L:0031` `9 0 31`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,090 sqft Living Area
Gross Area	4,755 sqft
Basement Area	993 sqft
Unfinished Basement	993 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	431,257 sqft (9.9 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9 0 31
Street Address	542 RIVER RD
City	DEERFIELD
State	MA
Zip	01342-9758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	5
Jurisdiction	DEERFIELD MA
Township / Civil Division	DEERFIELD
Census Block Group	1
Census Block	1040
Census Tract	40900

Owner

542 River Rd is owned and occupied by two individuals who bought it in November 2018.

Source: Franklin County and Deerfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	542 RIVER RD, DEERFIELD, MA 01342-9758
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Balloon Mortgage GREENFIELD SAVINGS BANK
Jul 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD SAVINGS BANK
Nov 30, 2018	Quit Claim Deed, Transfer GREENFIELD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Deed Book / Page	7292 / 1
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEERFIELD MA
Property Address	542 RIVER RD, DEERFIELD, MA 01342-9758
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7606-281
Date	Sep 14, 2020
Book Page	7606/281
Instrument	9349

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEERFIELD MA
Property Address	542 RIVER RD, DEERFIELD, MA 01342-9758
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7576-251
Date	Jul 21, 2020
Book Page	7576/251
Instrument	7112

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEERFIELD MA
Recording Date	Nov 30, 2018
Property Address	542 RIVER RD, DEERFIELD, MA 01342-9758
Document Number	7292-1
Book / Page	7292 / 1
Instrument	12627
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.86
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72920004
Date	Nov 30, 2018
Instrument	07292/0004

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 30, 2048

Interest

Max Rate At Change	20.1%

Tax Assessment & Valuation

The 2026 property tax bill for 542 River Rd was $10,186, up 3.1% from the year before.

Source: Franklin County and Deerfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Deerfield Town
Elementary School District	Deerfield School District (PK - 06)
Secondary School District	Frontier School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,186.00 (+3.09%)	$757,300 (+1.56%) Land $171,500 Building $474,500	$741,330
2025	$9,881.00 (+4.33%)	$745,700 (+9.05%) Land $169,700 Building $576,000
2024	$9,471.00 (+2.48%)	$683,800 (+10.75%) Land $154,100 Building $529,700	$655,880
2023	$9,242.00	$617,400 Land $125,400 Building $492,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 542 River Rd; there have been 7 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (1984–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 542 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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