542 Post Oak Ln, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 542 Post Oak Ln, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$398,730 (Mar 2022)
Tax Bill	$4,225 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`080-0-222-00-0`

Property Details

APN / Parcel Number

Primary APN	`080-0-222-00-0`
Alternative APN	`47665`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,091 sqft Living Area
1st Floor Area	1,369 sqft
Basement Area	1,369 sqft
Unfinished Basement	1,369 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	542 POST OAK LN
City	AUGUSTA
State	GA
Zip	30909-0096
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SIMS LANDING LOT 92 BLK B PH 2
Legal Subdivision	SIMS LANDING
Legal Phase	2
Legal Block	B
Legal Lot Number	92
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2002
Census Tract	10207

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	542 POST OAK LN, AUGUSTA, GA 30909-0096
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Sep 20, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
May 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Mar 14, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CARDINAL FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Deed Document Number	20222090
Deed Book / Page	1832 / 2699
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	542 POST OAK LN, AUGUSTA, GA 30909-0096
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 POST OAK LN, AUGUSTA, GA 30909-0096

Mortgage

Document Number	0019110000001814
Date	Dec 22, 2023
Book Page	0000001911/0000001814
Instrument	2023032467

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2052

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	542 POST OAK LN, AUGUSTA, GA 30909-0096
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 POST OAK LN, AUGUSTA, GA 30909-0096

Mortgage

Document Number	0019410000000115
Date	Sep 20, 2024
Book Page	0000001941/0000000115
Instrument	2024025369

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2052

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	542 POST OAK LN, AUGUSTA, GA 30909-0096
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 POST OAK LN, AUGUSTA, GA 30909-0096

Mortgage

Document Number	0019660000001239
Date	May 5, 2025
Book Page	0000001966/0000001239
Instrument	2025018173

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2052

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Mar 14, 2022
Property Address	542 POST OAK LN, AUGUSTA, GA 30909-0096
Document Number	0018322699
Book / Page	1832 / 2699
Instrument Date	Mar 14, 2022
Instrument	2022-002090
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 POST OAK LN, AUGUSTA, GA 30909-0096

Mortgage

Document Number	2022009416
Date	Mar 14, 2022
Instrument	2022009416

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,225.00 (-2.38%)
2025	$4,328.00 (+6.57%)	$143,596 (-1.3%) Land $18,200 Building $125,396	$358,990 (-1.3%) Land $45,500 Building $313,490
2023	$4,061.00 (-10.35%)	$145,492 (-3.34%) Land $18,200 Building $127,292	$363,730 (-3.34%) Land $45,500 Building $318,230
2022	$4,530.00	$150,519 Land $18,200 Building $132,319	$376,297 Land $45,500 Building $330,797

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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