542 Pine Tree Bridge Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 542 Pine Tree Bridge Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,845 sqft Heated Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$409,000 (2025)
Tax Bill$5,409.00 (2025)

Property Details

APN / Parcel Number

Primary APN132630066400010270

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,845 sqft Heated Area
Gross Area2,455 sqft Gross Area
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2022
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,663 sqft (0.13 acres)
Garage TypeFinished Garage
FenceFence
PorchOpen Porch
Porch Area48 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address542 PINE TREE BRIDGE TRL
CitySAINT CLOUD
StateFL
Zip34772-6868
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES PH 4 PB 30 PGS 155-158 LOT 27
Legal SubdivisionSOUTHERN PINES PHS 4 TAYLOR MORRISON HOM
Legal Phase4
Legal Lot Number27
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1000
Census Tract43303

Owner

Source: Osceola County records · APN 132630066400010270

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address542 PINE TREE BRIDGE TRL, SAINT CLOUD, FL 34772-6868
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2025Warranty Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA
Dec 16, 2022Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
TAYLOR MORRISON HOME FUNDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2025 · Amount on Record
Deed SaleJul 09, 2025 · Amount on Record
Prior SaleDec 16, 2022 · Amount on Record
Deed Doc Number2025085165
Deed Book / Page6816 / 240
Record RefreshedJun 08, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 09, 2025
Property Address542 PINE TREE BRIDGE TRL, SAINT CLOUD, FL 34772-6868
Document Number0068160240
Book / Page6816 / 240
Map ReferenceMB 30 PG 155-158
Instrument DateJun 23, 2025
Instrument2025085165
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyINNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS I LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,863.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4951 NW 83RD TER, LAUDERHILL, FL 33351-5558

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address542 PINE TREE BRIDGE TRL, SAINT CLOUD, FL 34772-6868

Mortgage

Document Number0006816242
DateJul 09, 2025
Instrument6816/242
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2055

December 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 16, 2022
Property Address542 PINE TREE BRIDGE TRL, SAINT CLOUD, FL 34772-6868
Document Number0063302629
Book / Page6330 / 2629
Map ReferenceMB 30 PG 155-158
Instrument DateDec 15, 2022
Instrument2022180311
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyINSPIRED TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,870.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

NameVerified Name
Address542 PINE TREE BRIDGE TRL, SAINT CLOUD, FL 34772-6868

Mortgage

Document Number0063302631
DateDec 16, 2022
Instrument6330/2631
Lender
NameTAYLOR MORRISON HOME FUNDING LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,409.00 (+2.77%) Homeowner's exemption$345,100 (+3.14%) Land $75,000 Building $270,100$345,100 (+3.14%) Land $75,000 Building $270,100
2023$5,263.00 (+549.75%) Homeowner's exemption$334,600 (+643.56%) Land $60,000 Building $274,600$334,600 (+643.56%) Land $60,000 Building $274,600
2022$810.00$45,000 Land $45,000$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire LikelihoodAbout 1 in 330 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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