Bergen County and Paramus Borough property record for 542 Otto Pl, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 2,560 sqft · built 1971 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $630,000 (Jan 2019) |
| Tax Bill | $12,485 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-04915-0000-00009 |
| Primary APN | 46-04915-0000-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,560 sqft Living Area |
| 1st Floor Area | 2,560 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame |
| Lot Area | 13,460 sqft (0.309 acres) |
| Account Number | 467200 |
|---|---|
| Street Address | 542 OTTO PL |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-1818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | 139XIRR 5.6LT |
| Legal Subdivision | MIDLAND VIEWS |
| Legal Block | 4915 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 42301 |
Source: Bergen County and Paramus Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 542 OTTO PL, PARAMUS, NJ 07652-1818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 9, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2019 · Amount on Record |
| Deed Sale | Jan 9, 2019 · Amount on Record |
| Deed Document Number | 20192323 |
| Deed Book / Page | 3151 / 496 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 542 OTTO PL, PARAMUS, NJ 07652-1818 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045221844 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | 4522/1844 |
| Instrument | 2022002178 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 2, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 542 OTTO PL, PARAMUS, NJ 07652-1818 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0039200923 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 3920/923 |
| Instrument | 21-008184 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 9, 2019 |
| Property Address | 542 OTTO PL, PARAMUS, NJ 07652-1818 |
| Document Number | 0031510496 |
| Book / Page | 3151 / 496 |
| Instrument Date | Dec 26, 2018 |
| Instrument | 19-002323 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 542 OTTO PL, PARAMUS, NJ 07652-1818 |
Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $886,300 (+6.41%) Land $490,900 Building $395,400 | $886,300 (+6.41%) Land $490,900 Building $395,400 | |
| 2025 | $12,485.00 (+9.92%) | $832,900 (+14.46%) Land $448,500 Building $384,400 | $832,900 (+14.46%) Land $448,500 Building $384,400 |
| 2024 | $11,358.00 (+7.96%) | ||
| 2023 | $727,700 Land $369,600 Building $358,100 | $727,700 Land $369,600 Building $358,100 | |
| 2022 | $10,521.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2004–2011) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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