542 Lakeview St, Steele, AL 35987 Property Records

St. Clair County property record for 542 Lakeview St, Steele, AL 35987

Property Summary

Property Type	Single Family Home
Details	1,421 sqft · built 1980
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (May 2020)
Tax Bill	$511 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-08-34-0-002-009.001`

Property Details

APN / Parcel Number

Primary APN	`02-08-34-0-002-009.001`
Alternative APNs	`00050780` `50780` `1473`

Interior

Stories	1 Story
Building Area	1,421 sqft Living Area
1st Floor Area	1,421 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	104,544 sqft (2.4 acres)
Gazebo	152 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00050780
Street Address	542 LAKEVIEW ST
City	STEELE
State	AL
Zip	35987-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SE COR NE4-SW4 TH N 250 W 414 S 250 W 422 TO POB 34-12-4
Legal Range	04E
Legal Township	12S
Legal Section	34
Legal Subdivision	SW4 S34T12R4E
Jurisdiction	ST CLAIR AL
Township / Civil Division	ASHVILLE
Census Block Group	2
Census Block	2007
Census Tract	40402

Owner

542 Lakeview St is owned and occupied by two individuals who bought it in May 2020.

Source: St. Clair County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	542 LAKEVIEW ST, STEELE, AL 35987-2207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 14, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2020 · Amount on File
Deed Sale	May 14, 2020 · Amount on File
Deed Book / Page	2020 / 4650
Prior Transfer Date	Apr 2, 2020
Prior Transfer Doc	0000004650
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Recording Date	Sep 10, 2026
Property Address	542 LAKEVIEW ST, STEELE, AL 35987-2207
Document Number	2026041257
Book / Page	2026 / 41257
Instrument Date	Sep 4, 2026
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 LAKEVIEW ST, STEELE, AL 35987-2207

Mortgage

Document Number	2026041257,
Date	Sep 10, 2026
Book Page	2026/41257

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	May 14, 2020
Property Address	542 LAKEVIEW ST, STEELE, AL 35987-2207
Document Number	0000004650
Instrument Date	Apr 2, 2020
Instrument	4650
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	542 LAKEVIEW ST STEELE AL 359872207, STEELE, AL 35987-2207

Mortgage

Document Number	20783
Date	May 14, 2020
Instrument	20783

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 13, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 542 Lakeview St was $511.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$511.00	$14,220	$142,010
2023		$28,402 Land $3,980 Building $24,422	$142,010 Land $19,900 Building $122,110
2022	$423.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 542 Lakeview St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 542 Lakeview St is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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