542 First St, Flora, MS 39071 Property Records

Madison County property record for 542 First St, Flora, MS 39071 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1975
Square Footage2,248 sqft Adjusted Area
Lot Size26,136 sqft (0.6 acres)
Pool648 sqft
OccupancyOwner Occupied
Tax Bill$623.00 (2025)

Property Details

APN / Parcel Number

Primary APN051C-08A-014
Alternative APNs
  • 051C-08A-014/00.00
  • 177

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area2,248 sqft Adjusted Area
1st Floor1,664 sqft 1st Floor
2nd Floor520 sqft 2nd Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1975
Exterior MaterialBrick Veneer Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area26,136 sqft (0.6 acres)
Depth X Width150 ft x 150 ft Depth x Width
Pool Area648 sqft Pool
Deck Area260 sqft Deck
Patio Area208 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Account Number177
Old Parcel Number051C-08A-014/00.00
Street Address542 FIRST ST
CityFLORA
StateMS
Zip39071-9353
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 150 X 150 IN E1/2 NE1/4
Legal Range01W
Legal Township08N
Legal Section08
JurisdictionMADISON MS
Minor Civil Division4
Census Blockgroup4
Census Block4075
Census Tract30302

Owner

Source: Madison County records · APN 051C-08A-014

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address542 FIRST ST, FLORA, MS 39071-9353
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2017Deed of Trust, Mortgage
FEDERAL HOUSING COMMISSIONER
Oct 16, 2017Deed of Trust, Mortgage
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 12, 1987
Deed SaleJul 12, 1987
Deed Doc Number0000120143
Record RefreshedJun 08, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address542 FIRST ST, FLORA, MS 39071-9353
Document Number0000827829
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address542 FIRST ST FLORA MS 390719353, FLORA, MS 39071-9353

Mortgage

Document Number0000827829
DateNov 07, 2017
Book Page003542/000402
Instrument827829
Lender
NameFEDERAL HOUSING COMMISSIONER
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
AmountAmount Recorded
Term912 Months
DueNov 06, 2093

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address542 FIRST ST, FLORA, MS 39071-9353
Document Number0000827828
Instrument DateOct 16, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address542 FIRST ST FLORA MS 390719353, FLORA, MS 39071-9353

Mortgage

Document Number0000827828
DateNov 07, 2017
Book Page003542/000386
Instrument827828
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeMortgage Company
AddressBIRMINGHAM, AL 35243
Agreement
AmountAmount Recorded
Term912 Months
DueNov 06, 2093
Interest
Rate TypeAdjustable Rate
Rate4.7%

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityFlora Town
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$623.00 Homeowner's exemption$13,147 (-)$131,470 (-) Land $17,220 Building $114,250
2024$623.00
2023$623.00 Homeowner's exemption$13,147$131,470 Land $17,220 Building $114,250

Flood & Wildfire

542 First St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Madison County (28089C), updated January 17, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
36th percentile of exposed land nationally · 19th in Mississippi
Wildfire LikelihoodLow — about 1 in 2,128 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on First St

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