542 Elm St, Monroe, CT 06468 Property Records

Monroe Town property record for 542 Elm St, Monroe, CT 06468

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,042 sqft · built 1972
Lot Size	1.81 acres (78,844 sqft)
Owner	2 Individual Names on File
Last Sale	$306,000 (May 2010)
Tax Bill	$9,763 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06202200`

Property Details

APN / Parcel Number

Primary APN	`06202200`
Alternative APNs	`MNRO M:062 B:022 L:00` `MONR M:062 B:022 L:00` `6202200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,042 sqft Living Area
Gross Area	3,738 sqft
1st Floor Area	1,624 sqft
Basement Area	450 sqft
Unfinished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	78,844 sqft (1.81 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6202200
Street Address	542 ELM ST
City	MONROE
State	CT
Zip	06468-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF1
Legal Block	22
Jurisdiction	MONROE CT
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3008
Census Tract	100200

Owner

542 Elm St is owned and occupied by two individuals who bought it in May 2010.

Source: Monroe Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	542 ELM ST, MONROE, CT 06468-1815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Balloon Mortgage HOME POINT FINANCIAL CORPORATION
Apr 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WATERBURY TEACHERS FEDERAL CREDIT UNION
Jan 26, 2021	Deed of Trust, Mortgage · Balloon Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2010 · Amount on File
Deed Sale	May 26, 2010 · Amount on File
Prior Sale	Jan 20, 2010
Deed Book / Page	1641 / 326
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	542 ELM ST, MONROE, CT 06468-1815
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002134-75
Date	Jan 26, 2021
Book Page	2134/75
Instrument	295

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	542 ELM ST, MONROE, CT 06468-1815
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2079-163
Date	Apr 20, 2020
Book Page	2079/163

Lender

Name	WATERBURY TEACHERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	May 1, 2030

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	542 ELM ST, MONROE, CT 06468-1815
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2134-75
Date	Jan 26, 2021
Book Page	2134/75
Instrument	295

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 542 Elm St was $9,763, up 4.2% from the year before.

Source: Monroe Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Monroe Town
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,763.00 (+4.22%)	$326,750 (-) Land $99,050 Building $227,700	$594,527 (+159.93%)
2025	$9,368.00	$326,750 Land $99,050 Building $227,700	$228,725 Land $69,335 Building $159,390
2024	$9,368.00 (+12.79%)
2023	$8,306.00 (+1.88%)	$221,200 (-) Land $86,500 Building $134,700
2022	$8,153.00	$221,200 Land $86,500 Building $134,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 542 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 542 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm St

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