542 Ellsworth St, Gary, IN 46404 Property Records

Lake County property record for 542 Ellsworth St, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,178 sqft · built 1946
Lot Size	0.151 acres (6,621 sqft)
Owner	Individual Name on File
Tax Bill	$713 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-44-0219-0017`

Property Details

APN / Parcel Number

Primary APN	`001-25-44-0219-0017`
Alternative APNs	`45-08-05-332-010.000-004` `254402190017`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,178 sqft Living Area
Basement Area	1,178 sqft
Finished Basement	391 sqft

Exterior

Year Built	Built 1946
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,621 sqft (0.151 acres)
Lot Dimensions	150 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-44-0219-0017
Old Parcel Number	254402190017
Street Address	542 ELLSWORTH ST
City	GARY
State	IN
Zip	46404-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB. GARY LAND CO'S. 6TH SUB. S. 4 FT. OF L.18 BL.4 ALL L.19 BL.4 N 10 FT. OF L.20 BL.4
Legal Subdivision	GARY LAND CO
Legal Block	4
Legal Lot Number	18
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1036
Census Tract	10203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Combs Addition Historic District listed 2014 · 99 contributing resources · NRIS 14000805

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

542 Ellsworth St is owned and occupied by an individual who acquired it in January 2019.

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	542 ELLSWORTH ST, GARY, IN 46404-1308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 4, 2024	Transfer on Death Deed, Transfer
Mar 14, 2024	Transfer on Death Deed, Transfer
Mar 30, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 17, 2019	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2019
Deed Sale	Jan 17, 2019
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	542 ELLSWORTH ST, GARY, IN 46404-1308
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026455
Date	Aug 17, 2023
Instrument	2023-526455

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IN
Recording Date	Jan 4, 2024
Property Address	542 ELLSWORTH ST, GARY, IN 46404-1308
Document Number	0000000374
Map Reference	MB 41 PG 21
Instrument Date	Nov 12, 2021
Instrument	2024-000374
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	542 ELLSWORTH ST, GARY, IN 46404-1308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10148 NASSAU LN, INDIANAPOLIS, IN 46229-1856

March 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IN
Recording Date	Mar 14, 2024
Property Address	542 ELLSWORTH ST, GARY, IN 46404-1308
Document Number	0000008159
Map Reference	MB 14 PG 21
Instrument Date	Nov 12, 2021
Instrument	2024-008159
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	542 ELLSWORTH ST, GARY, IN 46404-1308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10148 NASSAU LN, INDIANAPOLIS, IN 46229-1856

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	542 ELLSWORTH ST, GARY, IN 46404-1308
Document Number	0000024796
Instrument Date	Mar 30, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 ELLSWORTH ST GARY IN 464041308, GARY, IN 46404-1308

Mortgage

Document Number	0000024796
Date	Apr 30, 2019
Instrument	24796

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 29, 2059

Interest

Rate Type	Adjustable Rate

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE IN
Recording Date	Jan 17, 2019
Property Address	542 ELLSWORTH ST, GARY, IN 46404-1308
Document Number	0000004426
Instrument Date	Jan 17, 2019
Instrument	4426
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 ELLSWORTH ST GARY IN 464041308, GARY, IN 46404-1308

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$107,600 Land $7,900 Building $99,700	$107,600 Land $7,900 Building $99,700
2024	$713.00
2023		$58,100 (+1.57%) Land $7,500 Building $50,600	$58,100 (+1.57%) Land $7,500 Building $50,600
2022	$636.00 Homeowner's exemption	$57,200 Land $4,800 Building $52,400	$57,200 Land $4,800 Building $52,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 542 Ellsworth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 542 Ellsworth St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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