542 Eldorado Dr, Escondido, CA 92025 Property Records

San Diego County property record for 542 Eldorado Dr, Escondido, CA 92025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,109 sqft · built 1973
Lot Size0.53 acres (23,087 sqft)
Owner2 Individuals on Record
Last Sale$218,000 (Mar 1999)
Tax Bill$3,852 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Jan 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN237-030-14-00

Property Details

APN / Parcel Number

Primary APN237-030-14-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,109 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area23,087 sqft (0.53 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address542 ELDORADO DR
CityESCONDIDO
StateCA
Zip92025-6311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePZ-RE-20
Legal DescriptionBLK 188 LOT 2 POR TR 000725
Legal SubdivisionRANCHO RINCON DEL DIABLO
Legal Tract000725
Legal Block188
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3013
Census Tract20705

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address542 ELDORADO DR, ESCONDIDO, CA 92025-6311
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2026Deed of Trust, Mortgage · Line of Credit
UNION CREDIT UNION
Jan 14, 2021Deed of Trust, Mortgage · Line of Credit
MY POINT CU SD
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
MY POINT CU SD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 1999 · Amount on Record
Deed SaleMar 11, 1999 · Amount on Record
Deed Document Number1999159600
Prior Transfer DateDec 19, 1994
Prior Transfer Doc0000724283
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJul 9, 2026
Property Address542 ELDORADO DR, ESCONDIDO, CA 92025-6311
Document Number0000195810
Instrument DateJul 3, 2026
Instrument2026195810
Transaction TypeMortgage
Record UpdatedJul 17, 2026
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address542 ELDORADO DR, ESCONDIDO, CA 92025-6311

Mortgage

Document Number0000195810,
DateJul 9, 2026
Instrument2026195810
Lender
NameUNION CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 9, 2051
Interest
Rate6.48%
Max Rate-1%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address542 ELDORADO DR, ESCONDIDO, CA 92025-6311
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address542 ELDORADO DR, ESCONDIDO, CA 92025-6311

Mortgage

Document Number0000027818
DateJan 14, 2021
Instrument2021-0027818
Lender
NameMY POINT CU SD
TypeCredit Union
AddressSAN DIEGO, CA 92123
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 13, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address542 ELDORADO DR, ESCONDIDO, CA 92025-6311
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address542 ELDORADO DR, ESCONDIDO, CA 92025-6311

Mortgage

Document Number0000759215
DateNov 30, 2020
Instrument2020-0759215
Lender
NameMY POINT CU SD
TypeCredit Union
AddressSAN DIEGO, CA 92123
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$346,972 (+2%) Land $127,912 Building $219,060
2025$3,852.00 (+4.59%) Homeowner's exemption$340,169 (+4.04%) Land $125,404 Building $214,765
2023$3,683.00 (+1.26%) Homeowner's exemption$326,962 Land $120,536 Building $206,426
2022$3,637.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ESCONDIDO
serves 137,044 people · EPA ID CA3710006
Water SourceSurface water
Last State InspectionSep 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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