542 E Graham Pl, Bloomington, IN 47401 Property Records

Monroe County property record for 542 E Graham Pl, Bloomington, IN 47401

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 1,065 sqft · built 1983
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Nov 2020)
Tax Bill	$1,176 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-44115-18`

Property Details

APN / Parcel Number

Primary APN	`015-44115-18`
Alternative APN	`53-01-54-411-518.000-009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,065 sqft Living Area
1st Floor Area	1,065 sqft
Basement Area	465 sqft
Finished Basement	465 sqft
Game Room	Game Room

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	436 sqft (0.01 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-44115-18
Street Address	542 E GRAHAM PL
City	BLOOMINGTON
State	IN
Zip	47401-4531
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TIMBER RIDGE SEC 4 UNIT 10A
Legal Subdivision	TIMBER RIDGE
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2008
Census Tract	1101

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	542 E GRAHAM PL, BLOOMINGTON, IN 47401-4531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 3, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 4, 2020	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
May 2, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	May 2, 2019 · Amount on Record
Deed Document Number	202018504
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	542 E GRAHAM PL, BLOOMINGTON, IN 47401-4531
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 E GRAHAM PL, BLOOMINGTON, IN 47401-4531

Mortgage

Document Number	2026000393
Date	Jan 12, 2026
Instrument	2026000393

Lender

Name	US BANK NA
Type	Bank
Address	999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Nov 1, 2050

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	542 E GRAHAM PL, BLOOMINGTON, IN 47401-4531
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 E GRAHAM PL, BLOOMINGTON, IN 47401-4531

Mortgage

Document Number	2024003286
Date	Apr 3, 2024
Instrument	2024003286

Lender

Name	US BANK NA
Type	Bank
Address	4801 FREDERICA ST, OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Nov 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Nov 4, 2020
Property Address	542 E GRAHAM PL, BLOOMINGTON, IN 47401-4531
Document Number	2020018504
Map Reference	CAB B ENV 274
Instrument Date	Oct 29, 2020
Instrument	2020018504
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 E GRAHAM PL, BLOOMINGTON, IN 47401-4531

Mortgage

Document Number	2020018505
Date	Nov 4, 2020
Instrument	2020018505

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Mortgage

Document Number	2020018506
Date	Nov 4, 2020
Instrument	2020018506

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	BLOOMINGTON, IN 47401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Oct 29, 2023

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 2, 2019
Property Address	542 E GRAHAM PL, BLOOMINGTON, IN 47401-4531
Document Number	2019005803
Map Reference	MB 7 PG 120
Instrument Date	Apr 29, 2019
Instrument	2019005803
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2375 E LINDEN HILL DR, BLOOMINGTON, IN 47401-8179

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,176.00 (-12.63%)	$153,900 (-2.59%) Land $50,000 Building $103,900	$153,900 (-2.59%) Land $50,000 Building $103,900
2024	$1,346.00 (+27.22%)
2023		$158,000 (+19.16%) Land $45,200 Building $112,800	$158,000 (+19.16%) Land $45,200 Building $112,800
2022	$1,058.00	$132,600 Land $30,000 Building $102,600	$132,600 Land $30,000 Building $102,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1993–2020)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Mar 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GigabitNow, T-Mobile.

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