542 E 10th St, Mount Vernon, IN 47620 Property Records

Posey County property record for 542 E 10th St, Mount Vernon, IN 47620

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,472 sqft · built 1906
Lot Size	0.353 acres (15,377 sqft)
Owner	Individual Name on Record
Last Sale	$143,874 (Jan 2023)
Tax Bill	$1,265 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`65-27-05-443-003.000-018`

Property Details

APN / Parcel Number

Primary APN	`65-27-05-443-003.000-018`
Alternative APNs	`00393519556` `0090126400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Basement Area	1,472 sqft
Finished Basement	1,472 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1960
Construction Type	Metal Frame
Roof Material	Asphalt
Lot Area	15,377 sqft (0.353 acres)
Lot Dimensions	148 ft deep x 104 ft wide
Terrain	Low
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00393519556
Street Address	542 E 10TH ST
City	MOUNT VERNON
State	IN
Zip	47620-1592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMPANYS LOT 9 PT LOT 10 BLK 17 MP 583-003- - - -
Legal Subdivision	COMPANYS SUBDIVISION
Legal Block	17
Legal Lot Number	9,10
Jurisdiction	POSEY IN
Township / Civil Division	BLACK
Census Block Group	1
Census Block	1035
Census Tract	40700

Owner

Source: Posey County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	542 E 10TH ST, MOUNT VERNON, IN 47620-1592
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jan 4, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE MASTER OF INDIAN INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2023 · Amount on Record
Deed Sale	Jan 4, 2023 · Amount on Record
Prior Sale	Sep 8, 2008 · Amount on Record
Deed Document Number	202364
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Recording Date	May 6, 2026
Property Address	542 E 10TH ST, MOUNT VERNON, IN 47620-1592
Document Number	0000001505
Instrument Date	Apr 27, 2026
Instrument	20261505
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 E 10TH ST, MOUNT VERNON, IN 47620-1592
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001505,
Date	May 6, 2026
Instrument	20261505

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Jan 1, 2053

Interest

Rate	6.38%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	542 E 10TH ST, MOUNT VERNON, IN 47620-1592
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102754
Date	Jun 23, 2021
Instrument	202102754

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POSEY IN
Recording Date	Jan 4, 2023
Property Address	542 E 10TH ST, MOUNT VERNON, IN 47620-1592
Document Number	0202300064
Map Reference	DD 10 PG 106
Instrument Date	Dec 30, 2022
Instrument	202300064
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	542 E 10TH ST, MOUNT VERNON, IN 47620-1592

Mortgage

Document Number	0202300065
Date	Jan 4, 2023
Instrument	202300065

Lender

Name	MORTGAGE MASTER OF INDIAN INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Posey County
County Subdivision	Black Township
Municipality	Mount Vernon City
Unified School District	Mount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,265.00 (-1.25%) Homeowner's exemption	$140,600 (+18.85%) Land $19,700 Building $120,900	$140,600 (+18.85%) Land $19,700 Building $120,900
2024	$1,281.00 (+8.28%)
2023	$1,183.00 (+5.81%)	$118,300 (+5.81%) Land $19,700 Building $98,600	$118,300 (+5.81%) Land $19,700 Building $98,600
2022	$1,118.00 (+15.73%) Homeowner's exemption	$111,800 Land $19,700 Building $92,100	$111,800 Land $19,700 Building $92,100
2021	$966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mainstream Fiber Networks, Wisper ISP.

Nearby Properties on E 10th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures