Winnebago County property record for 542 Clark St, South Beloit, IL 61080
| Property Type | Commercial Office |
|---|---|
| Details | 1,820 sqft · built 1979 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $59,000 (Feb 2019) |
| Deeds & Mortgages | Feb 2019 Sale & Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 04-05-330-003 |
| Primary APN | 04-05-330-003 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,820 sqft Total Area |
| Year Built | Built 1979 |
|---|---|
| Lot Area | 39,204 sqft (0.9 acres) |
| Heating System | Gas |
|---|
| Old Parcel Number | 005D221 |
|---|---|
| Street Address | 542 CLARK ST |
| City | SOUTH BELOIT |
| State | IL |
| Zip | 61080-1318 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | R2 |
| Legal Description | WASHINGTON ADD TO SO BELOIT PT IN ROCKTON LOTS 3-4-5-6-7 + 008 BLOCK 003 |
| Legal Township | 09N |
| Legal Subdivision | WASHINGTON ADD |
| Legal Block | 3 |
| Legal Lot Number | 3-4 4 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKTON |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 4004 |
542 Clark St, a commercial property, is owned and occupied by two individuals who bought it in February 2019.
Source: Winnebago County records, as of May 13, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 542 CLARK ST, SOUTH BELOIT, IL 61080-1318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2019 · Amount on File |
| Deed Sale | Feb 19, 2019 · Amount on File |
| Prior Sale | Feb 1, 2011 · Amount on File |
| Deed Document Number | 1903853 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Feb 19, 2019 |
| Property Address | 542 CLARK ST, SOUTH BELOIT, IL 61080-1318 |
| Document Number | 0001003853 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 1003853 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2019 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 542 CLARK ST SOUTH BELOIT IL 610801318, SOUTH BELOIT, IL 61080-1318 |
| Document Number | 1003854 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 1003854 |
| Name | CORNERSTONE CU |
|---|---|
| Type | Credit Union |
| Address | FREEPORT, IL 61032 |
| Special Notes | Seller Financed |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 18, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
Source: Winnebago County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockton Township |
| Municipality | South Beloit City |
| Unified School District | County of Winnebago SD 320 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $30,273 Land $15,808 Building $14,465 | $90,819 Land $47,424 Building $43,395 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 542 Clark St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 7 (2013–2019) |
| Most Recent Claim | Oct 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 542 Clark St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-SOUTH BELOIT private · serves 7,893 people · EPA ID IL2010450 |
|---|---|
| Water Source | Purchased groundwater from CITY OF BELOIT |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, LiteWire.
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