542 Allen Mountain Ln, Spruce Pine, NC 28777 Property Records

Avery County property record for 542 Allen Mountain Ln, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,000 sqft · built 1996
Lot Size	4.82 acres (209,959 sqft)
Owner	Individual Name on File
Last Sale	$810,000 (Feb 2024)
Tax Bill	$2,660 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`81216`

Property Details

APN / Parcel Number

Primary APN	`81216`
Alternative APNs	`18020031766300000` `77475`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,000 sqft Heated Area
Basement Area	896 sqft
Unfinished Basement	896 sqft
Office	896 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2011
Exterior Material	Logs
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	209,959 sqft (4.82 acres)
Garage Area	896 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	63 sqft
Deck Area	528 sqft
Patio Area	608 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	81216
Street Address	542 ALLEN MOUNTAIN LN
City	SPRUCE PINE
State	NC
Zip	28777-8329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:7 CITY/MUNI/TWP:TOE RIVER
Legal Subdivision	BETTY & NATHAN BYRD PROP
Jurisdiction	AVERY NC
Township / Civil Division	INGALLS
Census Block Group	1
Census Block	1007
Census Tract	930400

Owner

Source: Avery County records · APN 81216

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4030 TEN SHILLINGS WAY, RAVENEL, SC 29470-3309
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
May 22, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
May 22, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	Mar 31, 2022 · Amount on Record
Deed Document Number	0005962350
Deed Book / Page	596 / 2350
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Mar 31, 2022
Property Address	542 ALLEN MOUNTAIN LN, SPRUCE PINE, NC 28777-8329
Document Number	0000002005
Book / Page	575 / 1291
Map Reference	DOC 2011002150
Instrument Date	Mar 29, 2022
Instrument	2022002005
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1638 GOVAN PL, THE VILLAGES, FL 32162-6748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 ALLEN MOUNTAIN LN, SPRUCE PINE, NC 28777-8329

Mortgage

Document Number	0005751294
Date	Mar 31, 2022
Instrument	575/1294

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	542 ALLEN MOUNTAIN LN, SPRUCE PINE, NC 28777-8329
Document Number	0005091022
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jun 06, 2017
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	542 ALLEN MOUNTAIN LN SPRUCE PINE NC 287778329, SPRUCE PINE, NC 28777-8329

Mortgage

Document Number	0005091022
Date	May 26, 2017
Book Page	000509/001022
Instrument	1901

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.14%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	542 ALLEN MOUNTAIN LN, SPRUCE PINE, NC 28777-8329
Document Number	0005091039
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 09, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	542 ALLEN MOUNTAIN LN SPRUCE PINE NC 287778329, SPRUCE PINE, NC 28777-8329

Mortgage

Document Number	0005091039
Date	May 26, 2017
Book Page	000509/001039
Instrument	1902

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.14%

Tax Assessment & Valuation

Source: Avery County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,660.00 (+101.97%)	$665,000 (+101.88%) Land $51,900 Building $613,100	$665,000 (+101.88%) Land $51,900 Building $613,100
2023	$1,317.00	$329,400 (-) Land $51,900 Building $277,500	$329,400 (-) Land $51,900 Building $277,500
2022	$1,317.00	$329,400 Land $51,900 Building $277,500	$329,400 Land $51,900 Building $277,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2008–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Based on FCC filings for 7 locations within half a mile of this property.

Nearby Properties on Allen Mountain Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures