542 4th St, Benton Harbor, MI 49022 Property Records

Berrien County property record for 542 4th St, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details1 ba · 924 sqft · built 1920
Lot Size0.318 acres (13,852 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (May 2023)
Tax Bill$1,899 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-5020-0017-00-1

Property Details

APN / Parcel Number

Primary APN03-5020-0017-00-1
Alternative APN
  • 11-03-5020-0017-00-1

Interior

Full Baths1 Bath
Building Area924 sqft Living Area
1st Floor Area924 sqft
Basement Area924 sqft
Unfinished Basement924 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleRaised Ranch
Lot Area13,852 sqft (0.318 acres)
Lot Dimensions210 ft deep x 66 ft wide
Garage Area317 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address542 4TH ST
CityBENTON HARBOR
StateMI
Zip49022-9223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2 SING FA
Legal DescriptionCOM 191.5' N15DEG50' E OF SE COR LOT 20 TOWN OF MILLBURG TH N74DEG 10' W 210.4' TH N 93.71' TH S74DEG10'E TO PT N15DEG50' E OF BEG TH S15DEG50'W 90.2' TO BEG
Legal SubdivisionTHE TOWN OF MILLBURG
Legal Lot Number20
Legal Unit20
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON
Census Block Group1
Census Block1018
Census Tract2400

Owner

542 4th St is owned and occupied by an individual who bought it in May 2023.

Source: Berrien County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address542 4TH ST, BENTON HARBOR, MI 49022-9223
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2023 · Amount on File
Deed SaleMay 26, 2023 · Amount on File
Prior SaleAug 26, 2014 · Amount on File
Deed Document Number2023381400
Deed Book / Page3404 / 3428
Prior Transfer DateAug 29, 2013
Prior Transfer Doc03050/0070
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateMay 26, 2023
Property Address542 4TH ST, BENTON HARBOR, MI 49022-9223
Document Number03404/3428
Book / Page3404 / 3428
Map ReferenceLB C PG 128
Instrument DateMay 11, 2023
Instrument2023381400
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address542 4TH ST, BENTON HARBOR, MI 49022-9223

Mortgage

Document Number2023381268
DateMay 26, 2023
Instrument2023381268
Lender
NameHONOR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term67 Months
DueDec 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 542 4th St was $1,899 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBenton Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$65,500$131,000
2025$1,899.00
2023$50,000$100,000
2022$1,257.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 542 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 542 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: T-Mobile.

Nearby Properties on 4th St

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