541A Bernard St, Costa Mesa, CA 92627 Property Records

Orange County property record for 541A Bernard St, Costa Mesa, CA 92627

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 800 sqft · built 1959
Owner	Individual Name on File
Last Sale	$844,000 (Dec 2025)
Tax Bill	$8,731 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`935-500-52`

Property Details

APN / Parcel Number

Primary APN	`935-500-52`
Alternative APN	`422-103-46`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	800 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Condo/Apartment
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	541A BERNARD ST
City	COSTA MESA
State	CA
Zip	92627-2610
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 16897 BLK LOT 1 UN 7 TRACT 16897, LOT 1 OF PROJECT 935-50 LOCATED ON
Legal Subdivision	1.7 OCEAN
Legal Tract	16897
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	5
Census Block	5003
Census Tract	63702

Owner

541A Bernard St, a condominium, is owned and occupied by an individual who bought it in December 2025.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	541A BERNARD ST, COSTA MESA, CA 92627-2610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 14, 2022	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 31, 2018	Grant Deed, Transfer · Conventional Mortgage VP PARTNERS INC
Apr 24, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on File
Deed Sale	Dec 19, 2025 · Amount on File
Prior Sale	Dec 14, 2022 · Amount on File
Deed Document Number	2025351871
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 19, 2025
Property Address	541A BERNARD ST, COSTA MESA, CA 92627-2610
Document Number	0000351871
Map Reference	MB 889 PG 36-38
Instrument Date	Dec 11, 2025
Instrument	2025000351871
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 BERNARD ST # A, A, COSTA MESA, CA 92627-2610

Mortgage

Document Number	0000351872
Date	Dec 19, 2025
Instrument	2025000351872

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 14, 2022
Property Address	541A BERNARD ST, COSTA MESA, CA 92627-2610
Document Number	0000408264
Map Reference	MB 889 PG 36-38
Instrument Date	Nov 28, 2022
Instrument	2022000408264
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 BERNARD ST # A, A, COSTA MESA, CA 92627-2610

Mortgage

Document Number	0000408265
Date	Dec 14, 2022
Instrument	2022000408265

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	541A BERNARD ST, COSTA MESA, CA 92627-2610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000357564
Date	Jul 24, 2020
Instrument	2020000357564

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 31, 2018
Property Address	541A BERNARD ST, COSTA MESA, CA 92627-2610
Document Number	0000279031
Instrument Date	Jun 29, 2018
Instrument	279031
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$604.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	541 BERNARD ST COSTA MESA CA 926272610, COSTA MESA, CA 92627-2610

Mortgage

Document Number	279032
Date	Jul 31, 2018
Instrument	279032

Lender

Name	VP PARTNERS INC
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 24, 2018
Property Address	541A BERNARD ST, COSTA MESA, CA 92627-2610
Document Number	0000146682
Instrument Date	Apr 6, 2018
Instrument	146682
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$27.50
Amount Accuracy	Partial
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	160 S LARCHMONT BLVD LOS ANGELES CA 900043709, LOS ANGELES, CA 90004-3709

Tax Assessment & Valuation

The 2025 property tax bill for 541A Bernard St was $8,731.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$844,000 (+15.89%) Land $713,613 Building $130,387
2025	$8,731.00	$728,280 Land $608,634 Building $119,646
2023	$8,263.00 (+20.42%)	$700,000 Land $585,000 Building $115,000
2022	$6,862.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 541A Bernard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 541A Bernard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cosmo Network Solutions, GeoLinks, T-Mobile.

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