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54196 Cravey Rd, Callahan, FL 32011 Property Records

Nassau County property record for 54196 Cravey Rd, Callahan, FL 32011

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,116 sqft · built 2017
Lot Size1.11 acres (48,635 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Feb 2021)
Tax Bill$4,886 (2025)
Deeds & MortgagesFeb 2021 Sale
Apr 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-1N-25-0976-0002-0000

Property Details

APN / Parcel Number

Primary APN03-1N-25-0976-0002-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,116 sqft Heated Area
Gross Area2,853 sqft
1st Floor Area1,976 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2019
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area48,635 sqft (1.11 acres)
Garage TypeMixed
Garage Area518 sqft
CarportCarport
Carport Area112 sqft

Exterior Amenities

PorchOpen Porch
Porch Area359 sqft
Shed1 Shed
Shed Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address54196 CRAVEY RD
CityCALLAHAN
StateFL
Zip32011-4667
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal DescriptionLOT 2 IN OR 2431/980 JONES EST PB 7/39
Legal Range25E
Legal Township01N
Legal Section03
Legal SubdivisionJONES EST
Legal Lot Number2
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group2
Census Block2011
Census Tract50505

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address54196 CRAVEY RD, CALLAHAN, FL 32011-4667
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 5, 2019Deed of Trust, Mortgage · Conventional with PMI
VYSTAR CU
Nov 15, 2017Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Jun 29, 2017Loan Modification, Mortgage
HANCOCK BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2021 · Amount on Record
Deed SaleFeb 5, 2021 · Amount on Record
Prior SaleJul 26, 2016 · Amount on Record
Deed Document Number202145004127
Deed Book / Page2431 / 980
Record UpdatedJun 8, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateFeb 5, 2021
Property Address54196 CRAVEY RD, CALLAHAN, FL 32011-4667
Document Number0024310980
Book / Page2431 / 980
Map ReferenceMB 876 OPG 1555-1556
Instrument DateJan 22, 2021
Instrument202145004127
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,730.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address54196 CRAVEY RD, 54196, CALLAHAN, FL 32011-4667

Transferred To (Grantee/Buyer)

NameVerified Name
Address43637 KEEN CEMETERY RD, CALLAHAN, FL 32011-7316

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address54196 CRAVEY RD, CALLAHAN, FL 32011-4667
Document Number0022670854
Instrument DateApr 5, 2019
Transaction TypeMortgage
Record UpdatedMay 9, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address54196 CRAVEY RD CALLAHAN FL 320114667, CALLAHAN, FL 32011-4667

Mortgage

Document Number0022670854
DateApr 11, 2019
Book Page002267/000854
Instrument45011341
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 10, 2049

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address54196 CRAVEY RD, CALLAHAN, FL 32011-4667
Document Number0021611855
Book / Page002161 / 001855
Instrument DateNov 15, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address54196 CRAVEY RD CALLAHAN FL 320114667, CALLAHAN, FL 32011-4667

Mortgage

Document Number0021611855
DateDec 6, 2017
Book Page002161/001855
Instrument35502
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 5, 2027
Interest
Rate TypeAdjustable Rate

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNASSAU FL
Property Address54196 CRAVEY RD, CALLAHAN, FL 32011-4667
Document Number0021340678
Instrument DateJun 29, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address54196 CRAVEY RD CALLAHAN FL 320114667, CALLAHAN, FL 32011-4667

Mortgage

Document Number0021340678
DateJul 19, 2017
Book Page002134/000678
Instrument21497
Lender
NameHANCOCK BK
TypeBank
AddressGULFPORT, MS 39501
Agreement
AmountAmount Recorded
Term360 Months
DueJul 18, 2047
Interest
Rate TypeAdjustable Rate
Rate3%

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,886.00 (+3.1%) Homeowner's exemption$358,679 (+4.53%)$449,272 (+5.19%) Land $60,000 Building $389,272
2024$4,739.00 (+1.26%) Homeowner's exemption$343,142 (+3%)$427,124 (+3.62%) Land $60,000 Building $367,124
2023$4,680.00 (+19.79%) Homeowner's exemption$333,148 (+10.84%)$412,211 (+29.99%) Land $60,000 Building $352,211
2022$3,907.00 Homeowner's exemption$300,579$317,102 Land $60,000 Building $257,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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