Okaloosa County property record for 5419 Torchwood Dr, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,917 sqft · built 2025 |
| Owner | Individual Name on File |
| Last Sale | $299,900 (Sep 2025) |
| Tax Bill | $289 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-197-8402-3 |
| Primary APN | C56-001-197-8402-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,917 sqft Living Area |
| Gross Area | 2,627 sqft |
| 1st Floor Area | 1,917 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5419 TORCHWOOD DR |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLIE DAY ESTATES LOT 10 |
| Legal Subdivision | CHARLIE DAY ESTATES |
| Legal Lot Number | 10 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 20102 |
5419 Torchwood Dr is owned and occupied by an individual who bought it in September 2025.
Source: Okaloosa County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5419 TORCHWOOD DR, BAKER, FL 32531-8551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on File |
| Deed Sale | Sep 29, 2025 · Amount on File |
| Deed Document Number | 20253775173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 29, 2025 |
| Property Address | 5419 TORCHWOOD DR, BAKER, FL 32531-8551 |
| Document Number | 0003775173 |
| Map Reference | MB 31 PG 70&71 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 3775173 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,099.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 SCHUBERT DR, PENSACOLA, FL 32504-6961 |
| Name | Verified Name |
|---|---|
| Address | 5419 TORCHWOOD DR, BAKER, FL 32531-8551 |
| Document Number | 0003775174 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 3775174 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2025 property tax bill for 5419 Torchwood Dr was $289.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $289.00 | $29,713 Land $29,713 | $29,713 Land $29,713 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5419 Torchwood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5419 Torchwood Dr is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
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