5419 Spring Garden Dr, Clio, MI 48420 Property Records

Genesee County property record for 5419 Spring Garden Dr, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,912 sqft · built 1966
Lot Size	29.4 acres (1,281,535 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Aug 2020)
Tax Bill	$7,137 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-29-100-030`

Property Details

APN / Parcel Number

Primary APN	`18-29-100-030`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,912 sqft Living Area
1st Floor Area	1,496 sqft
Basement Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	1,281,535 sqft (29.4 acres)
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5419 SPRING GARDEN DR
City	CLIO
State	MI
Zip	48420-9414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	A PARCEL OF LAND BEG S 89 DEG 23 MIN 15 SEC E 662.41 FT & S 0 DEG 26 MIN 22 SEC W 800 FT FROM NW COR OF SEC TH S 89 DEG 23
Legal Range	06E
Legal Township	09N
Legal Section	29
Jurisdiction	GENESEE MI
Township / Civil Division	VIENNA
Census Block Group	1
Census Block	1007
Census Tract	10202

Owner

5419 Spring Garden Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5419 SPRING GARDEN DR, CLIO, MI 48420-9414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CREDIT UNION
Aug 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FINANCIAL PLUS CU
Aug 27, 2020	Warranty Deed, Transfer · Conventional Mortgage ROSS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2020 · Amount on File
Deed Sale	Aug 27, 2020 · Amount on File
Prior Sale	Apr 2, 2016 · Amount on File
Deed Document Number	202059439
Prior Transfer Date	Mar 16, 2016
Prior Transfer Doc	0000032105
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	May 27, 2026
Property Address	5419 SPRING GARDEN DR, CLIO, MI 48420-9414
Document Number	0000034536
Instrument Date	May 20, 2026
Instrument	202634536
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MIDSTATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5419 SPRING GARDEN DR, CLIO, MI 48420-9414

Mortgage

Document Number	0000034536,
Date	May 27, 2026
Instrument	202634536

Lender

Name	FINANCIAL PLUS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.58%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5419 SPRING GARDEN DR, CLIO, MI 48420-9414
Transaction Type	Mortgage
Record Updated	Aug 30, 2023
Title Company	MID-STATE TITLE SERVICES INC, MID STATE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5419 SPRING GARDEN DR, CLIO, MI 48420-9414

Mortgage

Document Number	0000046062
Date	Aug 21, 2023
Instrument	202308210046062

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2033

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 27, 2020
Property Address	5419 SPRING GARDEN DR, CLIO, MI 48420-9414
Document Number	202008270059439
Instrument Date	Aug 11, 2020
Instrument	202008270059439
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5419 SPRING GARDEN DR, 5419, CLIO, MI 48420-9414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5419 SPRING GARDEN DR, CLIO, MI 48420-9414

Mortgage

Document Number	202008270059440
Date	Aug 27, 2020
Instrument	202008270059440

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5419 Spring Garden Dr was $7,137 with a homeowner's exemption, up 6.4% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Vienna Charter Township
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,400 (+0.8%)	$526,800 (+0.8%)
2025	$7,137.00 (+6.43%) Homeowner's exemption	$261,300	$522,600
2024	$6,706.00
2023		$187,000	$374,000
2019	$3,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5419 Spring Garden Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5419 Spring Garden Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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