54185 E 70 Rd, Miami, OK 74354 Property Records

Ottawa County property record for 54185 E 70 Rd, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,592 sqft · built 2020
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$11,000 (Jan 2020)
Tax Bill	$1,853 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-14-028-022-0-003-12`

Property Details

APN / Parcel Number

Primary APN	`0000-14-028-022-0-003-12`
Alternative APN	`43339`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	54,450 sqft (1.25 acres)
Porch	Slab
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43339
Street Address	54185 E 70 RD
City	MIAMI
State	OK
Zip	74354-5379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S330' OF THE N660 OF THE E165 OF THE W924 W2 NW SEC14 TWN28 RNG22
Legal Range	22E
Legal Township	28N
Legal Section	14
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1008
Census Tract	574300

Owner

Source: Ottawa County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54185 E 70 RD, MIAMI, OK 74354-5379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Construction Mortgage WELCH STATE BANK
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELCH STATE BANK OF WELCH OK
Jan 10, 2020	Warranty Deed, Construction Loan · Construction Mortgage WELCH STATE BANK OF WELCH OK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2020 · Amount on Record
Deed Sale	Jan 10, 2020 · Amount on Record
Deed Document Number	2020145
Deed Book / Page	1103 / 733
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Recording Date	Jun 15, 2026
Property Address	54185 E 70 RD, MIAMI, OK 74354-5379
Document Number	0000002875
Book / Page	1264 / 191
Instrument Date	Jun 8, 2026
Instrument	20262875
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54185 E 70 RD, MIAMI, OK 74354-5379

Mortgage

Document Number	0000002875,
Date	Jun 15, 2026
Book Page	1264/191
Instrument	20262875

Lender

Name	WELCH STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2056

Interest

Rate	6.37%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	54185 E 70 RD, MIAMI, OK 74354-5379
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001125/714
Date	Jan 8, 2021
Book Page	1125/714
Instrument	2021-000093

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank
Address	MIAMI, OK 74355

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Jan 10, 2020
Property Address	54185 E 70 RD, MIAMI, OK 74354-5379
Document Number	001103/733
Book / Page	1103 / 733
Instrument Date	Jan 10, 2020
Instrument	2020-000145
Transaction Type	Construction Loan
Record Updated	Mar 18, 2022
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Tax	$16.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	708 MCKINLEY ST, MIAMI, OK 74354-3950

Mortgage

Document Number	2020000146
Date	Jan 10, 2020
Instrument	2020-000146

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 10, 2021

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,853.00 (+0.93%) Homeowner's exemption	$20,091 (+3%) Land $819 Building $19,272	$186,109 (+8.77%) Land $7,188 Building $178,921
2024	$1,836.00 (+10.47%) Homeowner's exemption	$19,506 (-) Land $1,254 Building $18,252	$171,109 (-) Land $11,000 Building $160,109
2023	$1,662.00 (-1.6%) Homeowner's exemption	$19,506 (-) Land $1,254 Building $18,252	$171,109 (-) Land $11,000 Building $160,109
2022	$1,689.00 Homeowner's exemption	$19,506 Land $1,254 Building $18,252	$171,109 Land $11,000 Building $160,109

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	18 (1986–2019)
Claims Outside the SFHA	2 of 18
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2011 · 4 claims Severe Storms, Flooding, And Tornadoes, Jul 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BOLT Fiber Fiber	1,000 / 1,000
The Junction Internet Fixed Wireless	500 / 100
Wisper ISP Fixed Wireless	100 / 20

54185 E 70 Rd, Miami, OK 74354 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Warranty Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on E 70 Rd

Nearby Streets

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