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54181 Evergreen Trl, Callahan, FL 32011 Property Records

Nassau County property record for 54181 Evergreen Trl, Callahan, FL 32011

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,196 sqft · built 2005
Lot Size1.01 acres (44,269 sqft)
Owner2 Individual Names on File
Last Sale$289,000 (Aug 2018)
Tax Bill$3,235 (2023)
Deeds & MortgagesDec 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone A (high risk)
APN37-1N-25-049E-0014-0000

Property Details

APN / Parcel Number

Primary APN37-1N-25-049E-0014-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,196 sqft Heated Area
Gross Area2,967 sqft
1st Floor Area2,196 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area44,269 sqft (1.01 acres)
Garage Area900 sqft
PorchOpen Porch
Porch Area330 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address54181 EVERGREEN TRL
CityCALLAHAN
StateFL
Zip32011-7872
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal DescriptionLOT 14 IN OR 2219/580 EVERGREEN ESTATES PB 7/72
Legal Range25E
Legal Township01N
Legal Section37
Legal SubdivisionEVERGREEN ESTATES
Legal Lot Number14
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group1
Census Block1000
Census Tract50505

Owner

54181 Evergreen Trl is owned and occupied by two individuals who bought it in August 2018.

Source: Nassau County records, as of January 26, 2026

Owner of Record2 Individual Names on File
Mailing Address54181 EVERGREEN TRL, CALLAHAN, FL 32011-7872
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2020Deed of Trust, Mortgage · VA Mortgage
ARMED FORCES BANK NA
Aug 23, 2018Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2018 · Amount on File
Deed SaleAug 23, 2018 · Amount on File
Prior SaleAug 23, 2018 · Amount on File
Deed Document Number201826175
Deed Book / Page2219 / 0580
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address54181 EVERGREEN TRL, CALLAHAN, FL 32011-7872
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address54181 EVERGREEN TRL, CALLAHAN, FL 32011-7872

Mortgage

Document Number0024140603
DateDec 8, 2020
Book Page2414/603
Instrument202045039582
Lender
NameARMED FORCES BANK NA
TypeBank
AddressOVERLAND PARK, KS 66210
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateAug 23, 2018
Property Address54181 EVERGREEN TRL, CALLAHAN, FL 32011-7872
Document Number0022190580
Book / Page002219 / 000580
Instrument DateAug 14, 2018
Instrument26175
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,023.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address54181 EVERGREEN TRL CALLAHAN FL 320117872, CALLAHAN, FL 32011-7872

Mortgage

Document Number22190583
DateAug 23, 2018
Book Page002219/000583
Instrument26176
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 22, 2048

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Disabled Person's exemption Veteran's exemption$421,972 Land $60,000 Building $361,972$421,972 Land $60,000 Building $361,972
2023$3,235.00 (+10.48%) Homeowner's exemption$242,580 (+3%)$368,120 (+31.69%) Land $60,000 Building $308,120
2022$2,928.00 Homeowner's exemption$235,515$279,536 Land $60,000 Building $219,536

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54181 Evergreen Trl in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54181 Evergreen Trl is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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