Burke County property record for 5418 US 64, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,262 sqft · built 1978 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,445 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1679195905 |
| Primary APN | 1679195905 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,262 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Basement Area | 754 sqft |
| Finished Basement | 754 sqft |
| Unfinished Basement | 754 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Type | Carport |
| Garage Area | 1,620 sqft |
| Carport | Carport |
| Carport Area | 1,620 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Patio Area | 252 sqft |
| Shed | 1 Shed |
| Shed Area | 1,380 sqft |
| Utility Building | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 5418 US 64 |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-8661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXE |
| Legal Description | 5418 US 64 MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 20304 |
5418 US 64 is owned and occupied by two individuals.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5418 US 64, MORGANTON, NC 28655-8661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 5418 US 64, MORGANTON, NC 28655-8661 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 5418 64, MORGANTON, NC 28655 |
| Document Number | 0026210660 |
|---|---|
| Date | May 6, 2022 |
| Book Page | 2621/660 |
| Instrument | 2021020865 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 5418 US 64 was $1,445, down 0.1% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,445.00 (-0.14%) | $204,301 (-) Land $13,400 Building $190,901 | $204,301 (-) Land $13,400 Building $190,901 |
| 2025 | $1,447.00 | $204,301 Land $13,400 Building $190,901 | $204,301 Land $13,400 Building $190,901 |
| 2023 | $1,453.00 | $204,301 Land $13,400 Building $190,901 | $204,301 Land $13,400 Building $190,901 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5418 US 64 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5418 US 64 is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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