5418 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 5418 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,954 sqft · built 1985
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on Record
Last Sale	$780,000 (Oct 2022)
Tax Bill	$3,213 (2025)
Deeds & Mortgages	Mar 2024 Transfer Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6304.18.41.4773000`

Property Details

APN / Parcel Number

Primary APN	`6304.18.41.4773000`
Alternative APNs	`1000000029138` `519773` `554304`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,954 sqft Heated Area
Gross Area	1,192 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	196 sqft
Carport	Carport
Carport Area	196 sqft

Exterior Amenities

Pool Area	144 sqft
Porch	Slab
Porch Area	220 sqft
Deck Area	13 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1000000029138
Street Address	5418 EMERALD DR
City	EMERALD ISLE
State	NC
Zip	28594-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L4 B22A EMERALD ISLE
Legal Subdivision	EMERALD ISLE BY THE SEA
Legal Block	41
Legal Lot Number	4
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1079
Census Tract	970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	210 SUMTER CT, HAVELOCK, NC 28532-9797
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 25, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 15, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2022 · Amount on Record
Deed Sale	Oct 25, 2022 · Amount on Record
Prior Sale	Jun 15, 2018 · Amount on Record
Deed Document Number	20221783121
Deed Book / Page	1783 / 121
Last Transfer Date	Mar 5, 2024
Transfer Doc	0018210389
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTERET NC
Recording Date	Mar 7, 2024
Property Address	5418 EMERALD DR, EMERALD ISLE, NC 28594-3513
Document Number	0018210389
Book / Page	1821 / 389
Map Reference	MB 8 PG 59
Instrument Date	Mar 5, 2024
Instrument	1821389
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 SUMTER CT, HAVELOCK, NC 28532-9797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 SUMTER CT, HAVELOCK, NC 28532-9797

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Oct 25, 2022
Property Address	5418 EMERALD DR, EMERALD ISLE, NC 28594-3513
Document Number	0017830121
Book / Page	1783 / 121
Map Reference	MB 8 PG 59
Instrument Date	Oct 25, 2022
Instrument	1783121
Transaction Type	Transfer
Record Updated	Nov 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 NEWPORT DR, 207, JACKSONVILLE, NC 28540-4013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 SUMLER CT, HAVELOCK, NC 28532-9797
Investor	Possibly a Property Investor

Mortgage

Document Number	0001783122
Date	Oct 25, 2022
Instrument	1783-122

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	5418 EMERALD DR, EMERALD ISLE, NC 28594-3513
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017330214
Date	Aug 4, 2021
Book Page	1733/214
Instrument	1733214

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jun 15, 2018
Property Address	5418 EMERALD DR, EMERALD ISLE, NC 28594-3513
Document Number	0016110181
Book / Page	001611 / 000181
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	207 NEWPORT DR JACKSONVILLE NC 285404013, JACKSONVILLE, NC 28540-4013

Mortgage

Document Number	16110182
Date	Jun 15, 2018
Book Page	001611/000182

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$842,446 (-) Land $329,760 Building $512,686	$842,446 (-) Land $329,760 Building $512,686
2025	$3,213.00 (+35.86%)	$842,446 (+95.89%) Land $329,760 Building $512,686	$842,446 (+95.89%) Land $329,760 Building $512,686
2023		$430,067 Land $201,600 Building $228,467	$430,067 Land $201,600 Building $228,467
2022	$2,365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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