5418 Centerville Rd, Williamsburg, VA 23188 Property Records

James City County property record for 5418 Centerville Rd, Williamsburg, VA 23188

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,037 sqft · built 2019
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on Record
Last Sale$284,900 (Nov 2019)
Tax Bill$2,711 (2025)
Deeds & MortgagesNov 2019 Sale & Mortgage
Apr 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN31-3 01-0-0039

Property Details

APN / Parcel Number

Primary APN31-3 01-0-0039
Alternative APN
  • 4471

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,037 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area22,651 sqft (0.52 acres)
Garage TypeAttached
Garage Area539 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area31 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Water SourceCommercial

Location & Zoning

Account Number4471
Street Address5418 CENTERVILLE RD
CityWILLIAMSBURG
StateVA
Zip23188-7343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1 GENERAL
Legal DescriptionP-B TAYLOR OAKS
Legal SubdivisionACREAGE LOTS POWHATAN
JurisdictionJAMES CITY VA
Township / Civil DivisionPOWHATAN
Census Block Group1
Census Block1000
Census Tract80207

Owner

Source: James City County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5418 CENTERVILLE RD, WILLIAMSBURG, VA 23188-7343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2019Warranty Deed, Subdivision Related Transfer · Conventional with PMI
OVM FIN'L
Apr 12, 2019Warranty Deed, Transfer · Line of Credit
CHESAPEAKE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2019 · Amount on Record
Deed SaleNov 14, 2019 · Amount on Record
Prior SaleApr 12, 2019 · Amount on Record
Deed Document Number201916759
Record UpdatedOct 29, 2026

November 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateNov 14, 2019
Property Address5418 CENTERVILLE RD, WILLIAMSBURG, VA 23188-7343
Document Number0000016759
Instrument DateNov 14, 2019
Instrument16759
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 11, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5418 CENTERVILLE RD WILLIAMSBURG VA 231887343, WILLIAMSBURG, VA 23188-7343

Mortgage

Document Number16760
DateNov 14, 2019
Instrument16760
Lender
NameOVM FIN'L
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 13, 2049
Interest
Rate TypeFixed Rate

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateApr 12, 2019
Property Address5418 CENTERVILLE RD, WILLIAMSBURG, VA 23188-7343
Document Number0000005349
Instrument DateApr 11, 2019
Instrument5349
Transaction TypeTransfer
Record UpdatedApr 23, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 415 NORGE VA 231270415, NORGE, VA 23127-0415

Mortgage

Document Number5350
DateApr 12, 2019
Instrument5350
Lender
NameCHESAPEAKE BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 11, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,711.00 (+672.36%)$326,700 (+4.91%) Land $56,900 Building $269,800$326,700 (+4.91%) Land $56,900 Building $269,800
2023$311,400 Land $44,000 Building $267,400$311,400 Land $44,000 Building $267,400
2019$351.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCSA - CENTRAL SYSTEM
serves 57,726 people · EPA ID VA3095490
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

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