54171 E Bear Lake Forest Rd, Cook, MN 55723 Property Records

Itasca County property record for 54171 E Bear Lake Forest Rd, Cook, MN 55723

Property Summary

Property Type	Single Family Home
Details	2 bd · 760 sqft
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$116,700 (Jul 2017)
Tax Bill	$1,586 (2026)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`53-417-0315`

Property Details

APN / Parcel Number

Primary APN	`53-417-0315`
Alternative APNs	`131592` `50202`

Interior

Bedrooms	2 Beds
Building Area	760 sqft Base Area
1st Floor Area	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Lot Width	116 ft Width

Exterior Amenities

Porch	Porch
Porch Area	156 sqft
Shed	1 Shed
Shed Area	64 sqft
Storage Building	176 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Account Number	131592
Street Address	54171 E BEAR LAKE FOREST RD
City	COOK
State	MN
Zip	55723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LOT 3 BLOCK 3
Legal Range	23W
Legal Township	60N
Legal Section	21
Legal Subdivision	BIG BEAR HOMESITES SOUTH
Legal Block	3
Legal Lot Number	3
Jurisdiction	ITASCA MN
Township / Civil Division	NORTHEAST ITASCA
Census Block Group	3
Census Block	3030
Census Tract	480401

Owner

Source: Itasca County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5864 KROGERUS RD, CHISHOLM, MN 55719-8214
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	2017714851
Record Updated	Sep 20, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Jul 31, 2017
Property Address	54171 E BEAR LAKE FOREST RD, COOK, MN 55723
Document Number	A000714851
Instrument Date	Jul 28, 2017
Instrument	A000714851
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5864 KROGERUS RD, CHISHOLM, MN 55719-8214

Mortgage

Document Number	A000714852
Date	Jul 31, 2017
Instrument	A000714852

Lender

Name	CU MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SAINT PAUL, MN 55112

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	10.2%

Tax Assessment & Valuation

Source: Itasca County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
Unified School District	Grand Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,586.00 (+11.22%)
2025		$149,300 (+7.88%) Land $88,100 Building $61,200	$149,300 (+7.88%) Land $88,100 Building $61,200
2024	$1,426.00
2022		$138,400 Land $80,500 Building $57,900	$138,400 Land $80,500 Building $57,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wilderness Valley Telephone Company Fiber	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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