54170 Church Rd, Callahan, FL 32011 Property Records

Nassau County property record for 54170 Church Rd, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Mar 2025)
Tax Bill	$2,268 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-1N-25-2882-0021-0000`

Property Details

APN / Parcel Number

Primary APN	`10-1N-25-2882-0021-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Heated Area
Gross Area	1,624 sqft
1st Floor Area	1,440 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2018
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	32 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	54170 CHURCH RD
City	CALLAHAN
State	FL
Zip	32011-4860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT TRACTS B & C IN IN OR 2776/1797 NASSAU PLANTATIONS S/D UNR
Legal Range	25E
Legal Township	01N
Legal Section	10
Legal Subdivision	NASSAU PLANTATIONS S/D
Legal Tract	B,C
Legal Lot Number	21
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2002
Census Tract	50505

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	54170 CHURCH RD, CALLAHAN, FL 32011-4860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 23, 2023	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Jan 19, 2021	Warranty Deed, Transfer · FHA Mortgage HAMILTON HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2025 · Amount on Record
Deed Sale	Mar 26, 2025 · Amount on Record
Prior Sale	Jan 19, 2021 · Amount on Record
Deed Document Number	202545008656
Deed Book / Page	2776 / 1797
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	54170 CHURCH RD, CALLAHAN, FL 32011-4860
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54170 CHURCH RD, CALLAHAN, FL 32011-4860

Mortgage

Document Number	0028321538
Date	Dec 3, 2025
Book Page	2832/1538
Instrument	202545036289

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	54170 CHURCH RD, CALLAHAN, FL 32011-4860
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54170 CHURCH RD, CALLAHAN, FL 32011-4860

Mortgage

Document Number	0026420709
Date	May 23, 2023
Book Page	2642/709
Instrument	202345015531

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jan 19, 2021
Property Address	54170 CHURCH RD, CALLAHAN, FL 32011-4860
Document Number	0024251990
Book / Page	2425 / 1990
Instrument Date	Jan 5, 2021
Instrument	202145001751
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,491.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44662 GREEN MEADOWS LN, 44662, CALLAHAN, FL 32011-5246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54170 CHURCH RD, CALLAHAN, FL 32011-4860

Mortgage

Document Number	0000024261
Date	Jan 19, 2021
Instrument	2426/1

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,268.00 (+12.84%) Homeowner's exemption	$188,088 (+11.62%)	$265,800 (+17.9%) Land $45,000 Building $220,800
2024	$2,010.00 (+1.82%) Homeowner's exemption	$168,502 (+3%)	$225,454 (+3.92%) Land $35,000 Building $190,454
2023	$1,974.00 (+11.27%) Homeowner's exemption	$163,594 (+3%)	$216,949 (+24.6%) Land $35,000 Building $181,949
2022	$1,774.00 Homeowner's exemption	$158,829	$174,112 Land $35,000 Building $139,112

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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