5417 Rowe Trl, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5417 Rowe Trl, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,351 sqft · built 1993
Lot Size	0.769 acres (33,507 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Sep 2014)
Tax Bill	$6,615 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-1N-29-5804-00B00-0450`

Property Details

APN / Parcel Number

Primary APN	`06-1N-29-5804-00B00-0450`
Alternative APN	`N29106580400B000450`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,351 sqft Living Area
Gross Area	4,728 sqft
1st Floor Area	2,207 sqft
Upper Floors Area	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	33,507 sqft (0.769 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	684 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5417 ROWE TRL
City	PACE
State	FL
Zip	32571-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ENHNCD LIFE EST RESRVD IN: WOODBINE SPRINGS PLANTATION LT 45 BLK B AS DES IN OR 3371 PG 1765 & OR 3371 PG 1725 & OR 3374 PG 892 LESS 2/3 MINERAL RIGHTS
Legal Range	29W
Legal Township	1N
Legal Section	06
Legal Subdivision	WOODBINE SPRINGS PLT
Legal Block	B
Legal Lot Number	45
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1002
Census Tract	10707

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5417 ROWE TRL, MILTON, FL 32571-9556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2014 · Amount on Record
Deed Sale	Sep 12, 2014 · Amount on Record
Deed Document Number	201431859
Deed Book / Page	3371 / 1765
Prior Transfer Date	Sep 10, 2014
Prior Transfer Doc	0033740892
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5417 ROWE TRL, PACE, FL 32571-9556
Document Number	0038820001
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5417 ROWE TRL MILTON FL 325719556, MILTON, FL 32571-9556

Mortgage

Document Number	0038820001
Date	Oct 21, 2019
Book Page	003882/000001
Instrument	47184

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5417 ROWE TRL, PACE, FL 32571-9556
Document Number	0037470919
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5417 ROWE TRL PACE FL 325719556, PACE, FL 32571-9556

Mortgage

Document Number	0037470919
Date	Jul 12, 2018
Book Page	003747/000919
Instrument	29732

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,615.00 (+3.91%)	$533,455 (+3.09%) Land $109,000 Building $424,455	$533,455 (+3.09%) Land $109,000 Building $424,455
2024	$6,366.00 (+2.25%)	$517,450 (+4.5%) Land $109,000 Building $408,450	$517,450 (+4.5%) Land $109,000 Building $408,450
2023	$6,226.00 (+6.72%)	$495,168 (+4.91%) Land $109,000 Building $386,168	$495,168 (+4.91%) Land $109,000 Building $386,168
2022	$5,834.00	$472,004	$472,004 Land $109,000 Building $363,004

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	9 (1998–2020)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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