Okaloosa County property record for 5417 Monterrey Rd, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,525 sqft · built 1998 |
| Lot Size | 0.302 acres (13,167 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $253,000 (Nov 2024) |
| Tax Bill | $2,065 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-7281-3 |
| Primary APN | C56-000-593-7281-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,525 sqft Living Area |
| Gross Area | 2,161 sqft |
| 1st Floor Area | 1,525 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 13,167 sqft (0.302 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5417 MONTERREY RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-8578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SW COR SE1/4 OF SW1/4 E33 FT N33 FT TO E R/W MONTERREY RD N200 FT TO POB N80 FT E157 FT S80 FT W157 FT TO POB |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 10 |
| Legal Block | 2 |
| Legal Lot Number | 280 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 20400 |
5417 Monterrey Rd is owned by two individuals who bought it in November 2024.
Source: Okaloosa County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4449 OAKMONT CIR, FAYETTEVILLE, NC 28311-6931 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2024 · Amount on File |
| Deed Sale | Nov 14, 2024 · Amount on File |
| Prior Sale | Jan 14, 2022 · Amount on File |
| Deed Document Number | 20243722706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 5417 MONTERREY RD, CRESTVIEW, FL 32539-8578 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 5417 MONTERREY RD, CRESTVIEW, FL 32539-8578 |
| Document Number | 0003780583 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 3780583 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 14, 2022 |
| Property Address | 5417 MONTERREY RD, CRESTVIEW, FL 32539-8578 |
| Document Number | 0035984216 |
| Book / Page | 3598 / 4216 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 3519863 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | FOUNDATION T&E SERIES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5417 MONTERREY RD, 5417, CRESTVIEW, FL 32539-8578 |
| Name | Verified Name |
|---|---|
| Address | 5417 MONTERREY RD, CRESTVIEW, FL 32539-8578 |
| Document Number | 0035984219 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 3598/4219 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 5417 Monterrey Rd was $2,065.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,065.00 | $203,947 Land $26,868 Building $177,079 | $203,947 Land $26,868 Building $177,079 |
| 2023 | $1,818.00 (+120.1%) Homeowner's exemption | $213,356 (+94.32%) Land $22,827 Building $190,529 | $213,356 (+9.05%) Land $22,827 Building $190,529 |
| 2022 | $826.00 Homeowner's exemption | $109,795 | $195,655 Land $21,334 Building $174,321 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5417 Monterrey Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5417 Monterrey Rd is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
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