5416 Silvergate St, Bakersfield, CA 93313 Property Records

Kern County property record for 5416 Silvergate St, Bakersfield, CA 93313

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,569 sqft · built 1992
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (Apr 2016)
Tax Bill	$3,290 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`498-193-01-00-9`

Property Details

APN / Parcel Number

Primary APN	`498-193-01-00-9`
Alternative APNs	`498-193-01-0` `4981930100` `49819301`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,569 sqft Living Area
Gross Area	2,101 sqft
1st Floor Area	1,569 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	498193010
Street Address	5416 SILVERGATE ST
City	BAKERSFIELD
State	CA
Zip	93313-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 5176 , BLOCK , LOT 110
Legal Subdivision	TRACT NO 5176
Legal Tract	5176
Legal Block	1
Legal Lot Number	110
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1006
Census Tract	3131

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5416 SILVERGATE ST, BAKERSFIELD, CA 93313-4306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage VALLEY STRONG CU
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2016 · Amount on Record
Deed Sale	Apr 8, 2016 · Amount on Record
Deed Document Number	201643794
Last Transfer Date	Sep 21, 2023
Transfer Doc	0000116218
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Sep 26, 2023
Property Address	5416 SILVERGATE ST, BAKERSFIELD, CA 93313-4306
Document Number	0000116218
Map Reference	MB 38 PG 138
Instrument Date	Sep 21, 2023
Instrument	223116218
Transaction Type	Transfer
Record Updated	Oct 6, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5416 SILVERGATE ST, BAKERSFIELD, CA 93313-4306

Mortgage

Document Number	0000116219
Date	Sep 26, 2023
Instrument	223116219

Lender

Name	VALLEY STRONG CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2043

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5416 SILVERGATE ST, BAKERSFIELD, CA 93313-4306
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5416 SILVERGATE ST, BAKERSFIELD, CA 93313-4306

Mortgage

Document Number	0000101924
Date	May 28, 2021
Instrument	221101924

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Lakeside Union School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$228,203 (+2%) Land $48,294 Building $179,909
2025	$3,290.00 (+4.15%)	$223,730 (+4.04%) Land $47,348 Building $176,382
2023	$3,159.00 (+2.23%)	$215,044 Land $45,510 Building $169,534
2022	$3,090.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Silvergate St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures